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South Indian Bank · Kottayam

SIBL0000281: South Indian Bank, Akalakunnam

IFSC code SIBL0000281 belongs to the Akalakunnam branch of South Indian Bank in Kottayam, Kerala. Its MICR code is 686059802.

IFSC
SIBL0000281
MICR
686059802
Bank
South Indian Bank
Branch
Akalakunnam
District
Kottayam
State
Kerala
Phone
+914812704242

Branch address

South Indian Bank
Mar Sleeva Shopping Complex, Church Road, Akalakunnam, PO Kanjiramattam, Via Chengalam, Kottayam, Kerala-686585

Open in a map · Pincode 686585: post offices and area

Payment systems

SystemOn RBI's list for this branchWhat it is for
NEFTYesTransfers of any amount, settled in half-hourly batches, all day
RTGSYesLarge transfers (₹2 lakh and above), settled one by one in real time
IMPSYesInstant transfers, any time, usually for smaller amounts
UPIYesPayments by UPI ID or mobile number from apps

Reading this IFSC

SIBL is South Indian Bank's bank code, the fifth character 0 is kept for future use, and 000281 is the code of the Akalakunnam branch. In the MICR code 686059802, 686 is the city, 059 the bank and 802 the branch.

Other South Indian Bank branches in Kottayam

All 56 South Indian Bank branches in Kottayam

IFSC and your loan

When you take a loan through Oxon Fintech, the lending partner (a bank or NBFC) pays the money straight into your own bank account, so the application asks for your account number and its IFSC. Check both against your passbook or cheque book: a wrong IFSC can delay the payment. Oxon never asks for your OTP, PIN, CVV or passwords.

Data: the Reserve Bank of India's list of NEFT and RTGS bank branches, as compiled by Razorpay's open-source IFSC dataset. Bank details change from time to time (branches merge, move or close); confirm the IFSC with your bank or on your cheque book before you send money. Oxon Fintech is a loan platform, not a bank, and is not linked to the banks listed.

01 FAQ

Common questions.

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  1. The IFSC of South Indian Bank's Akalakunnam branch (Kottayam, Kerala) is SIBL0000281.

  2. 686059802. MICR is printed at the bottom of the branch's cheques.

  3. Mar Sleeva Shopping Complex, Church Road, Akalakunnam, PO Kanjiramattam, Via Chengalam, Kottayam, Kerala-686585

  4. RBI's list shows this branch on NEFT, RTGS, IMPS and UPI. Use the IFSC SIBL0000281 with the beneficiary's account number.

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