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State Bank of India · Kottayam

SBIN0070997: State Bank of India, Zonal Office, Kottayam

IFSC code SBIN0070997 belongs to the Zonal Office, Kottayam branch of State Bank of India in Kottayam, Kerala. Its MICR code is 686009997.

IFSC
SBIN0070997
MICR
686009997
Bank
State Bank of India
Branch
Zonal Office, Kottayam
District
Kottayam
State
Kerala
Phone
+914812561491

Branch address

State Bank of India
Polachirackalchambers,Oppcollectorate,Kottayam,Kerala686002zoktmatsbtcoin

Open in a map · Pincode 686002: post offices and area

Payment systems

SystemOn RBI's list for this branchWhat it is for
NEFTYesTransfers of any amount, settled in half-hourly batches, all day
RTGSYesLarge transfers (₹2 lakh and above), settled one by one in real time
IMPSYesInstant transfers, any time, usually for smaller amounts
UPIYesPayments by UPI ID or mobile number from apps

Reading this IFSC

SBIN is State Bank of India's bank code, the fifth character 0 is kept for future use, and 070997 is the code of the Zonal Office, Kottayam branch. In the MICR code 686009997, 686 is the city, 009 the bank and 997 the branch.

Other State Bank of India branches in Kottayam

All 146 State Bank of India branches in Kottayam

IFSC and your loan

When you take a loan through Oxon Fintech, the lending partner (a bank or NBFC) pays the money straight into your own bank account, so the application asks for your account number and its IFSC. Check both against your passbook or cheque book: a wrong IFSC can delay the payment. Oxon never asks for your OTP, PIN, CVV or passwords.

Data: the Reserve Bank of India's list of NEFT and RTGS bank branches, as compiled by Razorpay's open-source IFSC dataset. Bank details change from time to time (branches merge, move or close); confirm the IFSC with your bank or on your cheque book before you send money. Oxon Fintech is a loan platform, not a bank, and is not linked to the banks listed.

01 FAQ

Common questions.

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  1. The IFSC of State Bank of India's Zonal Office, Kottayam branch (Kottayam, Kerala) is SBIN0070997.

  2. 686009997. MICR is printed at the bottom of the branch's cheques.

  3. Polachirackalchambers,Oppcollectorate,Kottayam,Kerala686002zoktmatsbtcoin

  4. RBI's list shows this branch on NEFT, RTGS, IMPS and UPI. Use the IFSC SBIN0070997 with the beneficiary's account number.

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