SBIN0063961: State Bank of India, Smec, Varanasi
IFSC code SBIN0063961 belongs to the Smec, Varanasi branch of State Bank of India in Varanasi, Uttar Pradesh. Its MICR code is 221002406.
- IFSC
- SBIN0063961
- MICR
- 221002406
- Branch
- Smec, Varanasi
- District
- Varanasi
- State
- Uttar Pradesh
- Phone
- +919451417852
Branch address
State Bank of India
SBI Main Branch Campus,Katchari,Varansi-221002
Open in a map · Pincode 221002: post offices and area
Payment systems
| System | On RBI's list for this branch | What it is for |
|---|---|---|
| NEFT | Yes | Transfers of any amount, settled in half-hourly batches, all day |
| RTGS | Yes | Large transfers (₹2 lakh and above), settled one by one in real time |
| IMPS | Yes | Instant transfers, any time, usually for smaller amounts |
| UPI | Yes | Payments by UPI ID or mobile number from apps |
Reading this IFSC
SBIN is State Bank of India's bank code, the fifth character 0 is kept for future use, and 063961 is the code of the Smec, Varanasi branch. In the MICR code 221002406, 221 is the city, 002 the bank and 406 the branch.
Other State Bank of India branches in Varanasi
All 90 State Bank of India branches in Varanasi
IFSC and your loan
When you take a loan through Oxon Fintech, the lending partner (a bank or NBFC) pays the money straight into your own bank account, so the application asks for your account number and its IFSC. Check both against your passbook or cheque book: a wrong IFSC can delay the payment. Oxon never asks for your OTP, PIN, CVV or passwords.
- Personal loan and business loan — apply once, see offers from several lenders.
- EMI calculator — the monthly payment for any amount and tenure.
Data: the Reserve Bank of India's list of NEFT and RTGS bank branches, as compiled by Razorpay's open-source IFSC dataset. Bank details change from time to time (branches merge, move or close); confirm the IFSC with your bank or on your cheque book before you send money. Oxon Fintech is a loan platform, not a bank, and is not linked to the banks listed.
The IFSC of State Bank of India's Smec, Varanasi branch (Varanasi, Uttar Pradesh) is SBIN0063961.
221002406. MICR is printed at the bottom of the branch's cheques.
SBI Main Branch Campus,Katchari,Varansi-221002
RBI's list shows this branch on NEFT, RTGS, IMPS and UPI. Use the IFSC SBIN0063961 with the beneficiary's account number.
Ready to get started?
Pick a loan, share a few details and see the offers you may be eligible for — no obligation.
- One application
- Paperless, AA-based
- No obligation

