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State Bank of India · Budgam

SBIN0063471: State Bank of India, R and DB Racc Budgam

IFSC code SBIN0063471 belongs to the R and DB Racc Budgam branch of State Bank of India in Budgam, Jammu and Kashmir. Its MICR code is 191002008.

IFSC
SBIN0063471
MICR
191002008
Bank
State Bank of India
Branch
R and DB Racc Budgam
District
Budgam
State
Jammu and Kashmir
Phone
+918803026815

Branch address

State Bank of India
State Bank of India, Budgam , Near Imam Bada Budgam PIN 191111

Open in a map · Pincode 191111: post offices and area

Payment systems

SystemOn RBI's list for this branchWhat it is for
NEFTYesTransfers of any amount, settled in half-hourly batches, all day
RTGSYesLarge transfers (₹2 lakh and above), settled one by one in real time
IMPSYesInstant transfers, any time, usually for smaller amounts
UPIYesPayments by UPI ID or mobile number from apps

Reading this IFSC

SBIN is State Bank of India's bank code, the fifth character 0 is kept for future use, and 063471 is the code of the R and DB Racc Budgam branch. In the MICR code 191002008, 191 is the city, 002 the bank and 008 the branch.

Other State Bank of India branches in Budgam

IFSC and your loan

When you take a loan through Oxon Fintech, the lending partner (a bank or NBFC) pays the money straight into your own bank account, so the application asks for your account number and its IFSC. Check both against your passbook or cheque book: a wrong IFSC can delay the payment. Oxon never asks for your OTP, PIN, CVV or passwords.

Data: the Reserve Bank of India's list of NEFT and RTGS bank branches, as compiled by Razorpay's open-source IFSC dataset. Bank details change from time to time (branches merge, move or close); confirm the IFSC with your bank or on your cheque book before you send money. Oxon Fintech is a loan platform, not a bank, and is not linked to the banks listed.

01 FAQ

Common questions.

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  1. The IFSC of State Bank of India's R and DB Racc Budgam branch (Budgam, Jammu and Kashmir) is SBIN0063471.

  2. 191002008. MICR is printed at the bottom of the branch's cheques.

  3. State Bank of India, Budgam , Near Imam Bada Budgam PIN 191111

  4. RBI's list shows this branch on NEFT, RTGS, IMPS and UPI. Use the IFSC SBIN0063471 with the beneficiary's account number.

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