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State Bank of India · Jalandhar

SBIN0063432: State Bank of India, Racc Goraya

IFSC code SBIN0063432 belongs to the Racc Goraya branch of State Bank of India in Jalandhar, Punjab. Its MICR code is 144002455.

IFSC
SBIN0063432
MICR
144002455
Bank
State Bank of India
Branch
Racc Goraya
District
Jalandhar
State
Punjab
Phone
+918146555682

Branch address

State Bank of India
State Bank of India, R and DB Racc Goraya ,Main Chowk, Goraya

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Payment systems

SystemOn RBI's list for this branchWhat it is for
NEFTYesTransfers of any amount, settled in half-hourly batches, all day
RTGSYesLarge transfers (₹2 lakh and above), settled one by one in real time
IMPSYesInstant transfers, any time, usually for smaller amounts
UPIYesPayments by UPI ID or mobile number from apps

Reading this IFSC

SBIN is State Bank of India's bank code, the fifth character 0 is kept for future use, and 063432 is the code of the Racc Goraya branch. In the MICR code 144002455, 144 is the city, 002 the bank and 455 the branch.

Other State Bank of India branches in Jalandhar

All 86 State Bank of India branches in Jalandhar

IFSC and your loan

When you take a loan through Oxon Fintech, the lending partner (a bank or NBFC) pays the money straight into your own bank account, so the application asks for your account number and its IFSC. Check both against your passbook or cheque book: a wrong IFSC can delay the payment. Oxon never asks for your OTP, PIN, CVV or passwords.

Data: the Reserve Bank of India's list of NEFT and RTGS bank branches, as compiled by Razorpay's open-source IFSC dataset. Bank details change from time to time (branches merge, move or close); confirm the IFSC with your bank or on your cheque book before you send money. Oxon Fintech is a loan platform, not a bank, and is not linked to the banks listed.

01 FAQ

Common questions.

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  1. The IFSC of State Bank of India's Racc Goraya branch (Jalandhar, Punjab) is SBIN0063432.

  2. 144002455. MICR is printed at the bottom of the branch's cheques.

  3. State Bank of India, R and DB Racc Goraya ,Main Chowk, Goraya

  4. RBI's list shows this branch on NEFT, RTGS, IMPS and UPI. Use the IFSC SBIN0063432 with the beneficiary's account number.

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