SBIN0063431: State Bank of India, R and DB Racc Khanna
IFSC code SBIN0063431 belongs to the R and DB Racc Khanna branch of State Bank of India in Ludhiana, Punjab.
- IFSC
- SBIN0063431
- MICR
- Not listed
- Branch
- R and DB Racc Khanna
- District
- Ludhiana
- State
- Punjab
- Phone
- +919988342673
Branch address
State Bank of India
State Bank of India R and DB Racc Khanna Laheri Chowk, Khanna-141401
Open in a map · Pincode 141401: post offices and area
Payment systems
| System | On RBI's list for this branch | What it is for |
|---|---|---|
| NEFT | Yes | Transfers of any amount, settled in half-hourly batches, all day |
| RTGS | Yes | Large transfers (₹2 lakh and above), settled one by one in real time |
| IMPS | Yes | Instant transfers, any time, usually for smaller amounts |
| UPI | Yes | Payments by UPI ID or mobile number from apps |
Reading this IFSC
SBIN is State Bank of India's bank code, the fifth character 0 is kept for future use, and 063431 is the code of the R and DB Racc Khanna branch.
Other State Bank of India branches in Ludhiana
All 123 State Bank of India branches in Ludhiana
IFSC and your loan
When you take a loan through Oxon Fintech, the lending partner (a bank or NBFC) pays the money straight into your own bank account, so the application asks for your account number and its IFSC. Check both against your passbook or cheque book: a wrong IFSC can delay the payment. Oxon never asks for your OTP, PIN, CVV or passwords.
- Personal loan and business loan — apply once, see offers from several lenders.
- EMI calculator — the monthly payment for any amount and tenure.
Data: the Reserve Bank of India's list of NEFT and RTGS bank branches, as compiled by Razorpay's open-source IFSC dataset. Bank details change from time to time (branches merge, move or close); confirm the IFSC with your bank or on your cheque book before you send money. Oxon Fintech is a loan platform, not a bank, and is not linked to the banks listed.
The IFSC of State Bank of India's R and DB Racc Khanna branch (Ludhiana, Punjab) is SBIN0063431.
State Bank of India R and DB Racc Khanna Laheri Chowk, Khanna-141401
RBI's list shows this branch on NEFT, RTGS, IMPS and UPI. Use the IFSC SBIN0063431 with the beneficiary's account number.
Ready to get started?
Pick a loan, share a few details and see the offers you may be eligible for — no obligation.
- One application
- Paperless, AA-based
- No obligation