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State Bank of India · Ludhiana

SBIN0051431: State Bank of India, Kheri

IFSC code SBIN0051431 belongs to the Kheri branch of State Bank of India in Ludhiana, Punjab. Its MICR code is 141002107.

IFSC
SBIN0051431
MICR
141002107
Bank
State Bank of India
Branch
Kheri
District
Ludhiana
State
Punjab
Phone
+911612806707

Branch address

State Bank of India
V Kheri PO Lalaton Kalan Dist Ludhiana PB 142022

Open in a map · Pincode 142022: post offices and area

Payment systems

SystemOn RBI's list for this branchWhat it is for
NEFTYesTransfers of any amount, settled in half-hourly batches, all day
RTGSYesLarge transfers (₹2 lakh and above), settled one by one in real time
IMPSYesInstant transfers, any time, usually for smaller amounts
UPIYesPayments by UPI ID or mobile number from apps

Reading this IFSC

SBIN is State Bank of India's bank code, the fifth character 0 is kept for future use, and 051431 is the code of the Kheri branch. In the MICR code 141002107, 141 is the city, 002 the bank and 107 the branch.

Other State Bank of India branches in Ludhiana

All 123 State Bank of India branches in Ludhiana

IFSC and your loan

When you take a loan through Oxon Fintech, the lending partner (a bank or NBFC) pays the money straight into your own bank account, so the application asks for your account number and its IFSC. Check both against your passbook or cheque book: a wrong IFSC can delay the payment. Oxon never asks for your OTP, PIN, CVV or passwords.

Data: the Reserve Bank of India's list of NEFT and RTGS bank branches, as compiled by Razorpay's open-source IFSC dataset. Bank details change from time to time (branches merge, move or close); confirm the IFSC with your bank or on your cheque book before you send money. Oxon Fintech is a loan platform, not a bank, and is not linked to the banks listed.

01 FAQ

Common questions.

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  1. The IFSC of State Bank of India's Kheri branch (Ludhiana, Punjab) is SBIN0051431.

  2. 141002107. MICR is printed at the bottom of the branch's cheques.

  3. V Kheri PO Lalaton Kalan Dist Ludhiana PB 142022

  4. RBI's list shows this branch on NEFT, RTGS, IMPS and UPI. Use the IFSC SBIN0051431 with the beneficiary's account number.

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