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State Bank of India · Kapurthala

SBIN0050540: State Bank of India, Rail Coach Factory Hussainpur

IFSC code SBIN0050540 belongs to the Rail Coach Factory Hussainpur branch of State Bank of India in Kapurthala, Punjab. Its MICR code is 144002259.

IFSC
SBIN0050540
MICR
144002259
Bank
State Bank of India
Branch
Rail Coach Factory Hussainpur
District
Kapurthala
State
Punjab

Branch address

State Bank of India
Railway Coach Factory Hussainpur Disttkapurthala

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Payment systems

SystemOn RBI's list for this branchWhat it is for
NEFTYesTransfers of any amount, settled in half-hourly batches, all day
RTGSYesLarge transfers (₹2 lakh and above), settled one by one in real time
IMPSYesInstant transfers, any time, usually for smaller amounts
UPIYesPayments by UPI ID or mobile number from apps

Reading this IFSC

SBIN is State Bank of India's bank code, the fifth character 0 is kept for future use, and 050540 is the code of the Rail Coach Factory Hussainpur branch. In the MICR code 144002259, 144 is the city, 002 the bank and 259 the branch.

Other State Bank of India branches in Kapurthala

IFSC and your loan

When you take a loan through Oxon Fintech, the lending partner (a bank or NBFC) pays the money straight into your own bank account, so the application asks for your account number and its IFSC. Check both against your passbook or cheque book: a wrong IFSC can delay the payment. Oxon never asks for your OTP, PIN, CVV or passwords.

Data: the Reserve Bank of India's list of NEFT and RTGS bank branches, as compiled by Razorpay's open-source IFSC dataset. Bank details change from time to time (branches merge, move or close); confirm the IFSC with your bank or on your cheque book before you send money. Oxon Fintech is a loan platform, not a bank, and is not linked to the banks listed.

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Common questions.

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  1. The IFSC of State Bank of India's Rail Coach Factory Hussainpur branch (Kapurthala, Punjab) is SBIN0050540.

  2. 144002259. MICR is printed at the bottom of the branch's cheques.

  3. Railway Coach Factory Hussainpur Disttkapurthala

  4. RBI's list shows this branch on NEFT, RTGS, IMPS and UPI. Use the IFSC SBIN0050540 with the beneficiary's account number.

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