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State Bank of India · Ludhiana

SBIN0050182: State Bank of India, Ludhiana-Bharat Nagar Chowk

IFSC code SBIN0050182 belongs to the Ludhiana-Bharat Nagar Chowk branch of State Bank of India in Ludhiana, Punjab. Its MICR code is 141002077.

IFSC
SBIN0050182
MICR
141002077
Bank
State Bank of India
Branch
Ludhiana-Bharat Nagar Chowk
District
Ludhiana
State
Punjab
SWIFT
SBININBBP18

Branch address

State Bank of India
Bharat Nagar Chowkludhiana

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Payment systems

SystemOn RBI's list for this branchWhat it is for
NEFTYesTransfers of any amount, settled in half-hourly batches, all day
RTGSYesLarge transfers (₹2 lakh and above), settled one by one in real time
IMPSYesInstant transfers, any time, usually for smaller amounts
UPIYesPayments by UPI ID or mobile number from apps

Reading this IFSC

SBIN is State Bank of India's bank code, the fifth character 0 is kept for future use, and 050182 is the code of the Ludhiana-Bharat Nagar Chowk branch. In the MICR code 141002077, 141 is the city, 002 the bank and 077 the branch.

Other State Bank of India branches in Ludhiana

All 123 State Bank of India branches in Ludhiana

IFSC and your loan

When you take a loan through Oxon Fintech, the lending partner (a bank or NBFC) pays the money straight into your own bank account, so the application asks for your account number and its IFSC. Check both against your passbook or cheque book: a wrong IFSC can delay the payment. Oxon never asks for your OTP, PIN, CVV or passwords.

Data: the Reserve Bank of India's list of NEFT and RTGS bank branches, as compiled by Razorpay's open-source IFSC dataset. Bank details change from time to time (branches merge, move or close); confirm the IFSC with your bank or on your cheque book before you send money. Oxon Fintech is a loan platform, not a bank, and is not linked to the banks listed.

01 FAQ

Common questions.

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  1. The IFSC of State Bank of India's Ludhiana-Bharat Nagar Chowk branch (Ludhiana, Punjab) is SBIN0050182.

  2. 141002077. MICR is printed at the bottom of the branch's cheques.

  3. Bharat Nagar Chowkludhiana

  4. RBI's list shows this branch on NEFT, RTGS, IMPS and UPI. Use the IFSC SBIN0050182 with the beneficiary's account number.

  5. SBININBBP18, for international transfers.

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