SBIN0020861: State Bank of India, Vishakhapatnam Saligramapuram
IFSC code SBIN0020861 belongs to the Vishakhapatnam Saligramapuram branch of State Bank of India in Visakhapatanam, Andhra Pradesh. Its MICR code is 530002325.
- IFSC
- SBIN0020861
- MICR
- 530002325
- Branch
- Vishakhapatnam Saligramapuram
- District
- Visakhapatanam
- State
- Andhra Pradesh
- Phone
- +918912798938
Branch address
State Bank of India
MX U Mumvkm
Payment systems
| System | On RBI's list for this branch | What it is for |
|---|---|---|
| NEFT | Yes | Transfers of any amount, settled in half-hourly batches, all day |
| RTGS | Yes | Large transfers (₹2 lakh and above), settled one by one in real time |
| IMPS | Yes | Instant transfers, any time, usually for smaller amounts |
| UPI | Yes | Payments by UPI ID or mobile number from apps |
Reading this IFSC
SBIN is State Bank of India's bank code, the fifth character 0 is kept for future use, and 020861 is the code of the Vishakhapatnam Saligramapuram branch. In the MICR code 530002325, 530 is the city, 002 the bank and 325 the branch.
Other State Bank of India branches in Visakhapatanam
All 368 State Bank of India branches in Visakhapatanam
IFSC and your loan
When you take a loan through Oxon Fintech, the lending partner (a bank or NBFC) pays the money straight into your own bank account, so the application asks for your account number and its IFSC. Check both against your passbook or cheque book: a wrong IFSC can delay the payment. Oxon never asks for your OTP, PIN, CVV or passwords.
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Data: the Reserve Bank of India's list of NEFT and RTGS bank branches, as compiled by Razorpay's open-source IFSC dataset. Bank details change from time to time (branches merge, move or close); confirm the IFSC with your bank or on your cheque book before you send money. Oxon Fintech is a loan platform, not a bank, and is not linked to the banks listed.
The IFSC of State Bank of India's Vishakhapatnam Saligramapuram branch (Visakhapatanam, Andhra Pradesh) is SBIN0020861.
530002325. MICR is printed at the bottom of the branch's cheques.
MX U Mumvkm
RBI's list shows this branch on NEFT, RTGS, IMPS and UPI. Use the IFSC SBIN0020861 with the beneficiary's account number.
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