SBIN0016744: State Bank of India, Rajguru Nagar, Ludhiana
IFSC code SBIN0016744 belongs to the Rajguru Nagar, Ludhiana branch of State Bank of India in Ludhiana, Punjab. Its MICR code is 141002063.
Branch address
State Bank of India
Sco 26, Main Market,Rajguru Nagar, Ludhiana, Distt.Ludhiana. Punjab 141012
Open in a map · Pincode 141012: post offices and area
Payment systems
| System | On RBI's list for this branch | What it is for |
|---|---|---|
| NEFT | Yes | Transfers of any amount, settled in half-hourly batches, all day |
| RTGS | Yes | Large transfers (₹2 lakh and above), settled one by one in real time |
| IMPS | Yes | Instant transfers, any time, usually for smaller amounts |
| UPI | Yes | Payments by UPI ID or mobile number from apps |
Reading this IFSC
SBIN is State Bank of India's bank code, the fifth character 0 is kept for future use, and 016744 is the code of the Rajguru Nagar, Ludhiana branch. In the MICR code 141002063, 141 is the city, 002 the bank and 063 the branch.
Other State Bank of India branches in Ludhiana
All 123 State Bank of India branches in Ludhiana
IFSC and your loan
When you take a loan through Oxon Fintech, the lending partner (a bank or NBFC) pays the money straight into your own bank account, so the application asks for your account number and its IFSC. Check both against your passbook or cheque book: a wrong IFSC can delay the payment. Oxon never asks for your OTP, PIN, CVV or passwords.
- Personal loan and business loan — apply once, see offers from several lenders.
- EMI calculator — the monthly payment for any amount and tenure.
Data: the Reserve Bank of India's list of NEFT and RTGS bank branches, as compiled by Razorpay's open-source IFSC dataset. Bank details change from time to time (branches merge, move or close); confirm the IFSC with your bank or on your cheque book before you send money. Oxon Fintech is a loan platform, not a bank, and is not linked to the banks listed.
The IFSC of State Bank of India's Rajguru Nagar, Ludhiana branch (Ludhiana, Punjab) is SBIN0016744.
141002063. MICR is printed at the bottom of the branch's cheques.
Sco 26, Main Market,Rajguru Nagar, Ludhiana, Distt.Ludhiana. Punjab 141012
RBI's list shows this branch on NEFT, RTGS, IMPS and UPI. Use the IFSC SBIN0016744 with the beneficiary's account number.
Ready to get started?
Pick a loan, share a few details and see the offers you may be eligible for — no obligation.
- One application
- Paperless, AA-based
- No obligation