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State Bank of India · Sivasagar

SBIN0012974: State Bank of India, Gaurisagar

IFSC code SBIN0012974 belongs to the Gaurisagar branch of State Bank of India in Sivasagar, Assam. Its MICR code is 785002531.

IFSC
SBIN0012974
MICR
785002531
Bank
State Bank of India
Branch
Gaurisagar
District
Sivasagar
State
Assam

Branch address

State Bank of India
At Road NH 37,PO Gaurisagar,Sibsagar District,Assam 785664

Open in a map · Pincode 785664: post offices and area

Payment systems

SystemOn RBI's list for this branchWhat it is for
NEFTYesTransfers of any amount, settled in half-hourly batches, all day
RTGSYesLarge transfers (₹2 lakh and above), settled one by one in real time
IMPSYesInstant transfers, any time, usually for smaller amounts
UPIYesPayments by UPI ID or mobile number from apps

Reading this IFSC

SBIN is State Bank of India's bank code, the fifth character 0 is kept for future use, and 012974 is the code of the Gaurisagar branch. In the MICR code 785002531, 785 is the city, 002 the bank and 531 the branch.

Other State Bank of India branches in Sivasagar

IFSC and your loan

When you take a loan through Oxon Fintech, the lending partner (a bank or NBFC) pays the money straight into your own bank account, so the application asks for your account number and its IFSC. Check both against your passbook or cheque book: a wrong IFSC can delay the payment. Oxon never asks for your OTP, PIN, CVV or passwords.

Data: the Reserve Bank of India's list of NEFT and RTGS bank branches, as compiled by Razorpay's open-source IFSC dataset. Bank details change from time to time (branches merge, move or close); confirm the IFSC with your bank or on your cheque book before you send money. Oxon Fintech is a loan platform, not a bank, and is not linked to the banks listed.

01 FAQ

Common questions.

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  1. The IFSC of State Bank of India's Gaurisagar branch (Sivasagar, Assam) is SBIN0012974.

  2. 785002531. MICR is printed at the bottom of the branch's cheques.

  3. At Road NH 37,PO Gaurisagar,Sibsagar District,Assam 785664

  4. RBI's list shows this branch on NEFT, RTGS, IMPS and UPI. Use the IFSC SBIN0012974 with the beneficiary's account number.

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