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State Bank of India · Ernakulam

SBIN0012857: State Bank of India, Edapally

IFSC code SBIN0012857 belongs to the Edapally branch of State Bank of India in Ernakulam, Kerala. Its MICR code is 682002045.

IFSC
SBIN0012857
MICR
682002045
Bank
State Bank of India
Branch
Edapally
District
Ernakulam
State
Kerala
Phone
+914842801891

Branch address

State Bank of India
Manjooran Towers,Toll Junction,PO Edapally North,Ernakulam District

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Payment systems

SystemOn RBI's list for this branchWhat it is for
NEFTYesTransfers of any amount, settled in half-hourly batches, all day
RTGSYesLarge transfers (₹2 lakh and above), settled one by one in real time
IMPSYesInstant transfers, any time, usually for smaller amounts
UPIYesPayments by UPI ID or mobile number from apps

Reading this IFSC

SBIN is State Bank of India's bank code, the fifth character 0 is kept for future use, and 012857 is the code of the Edapally branch. In the MICR code 682002045, 682 is the city, 002 the bank and 045 the branch.

Other State Bank of India branches in Ernakulam

All 203 State Bank of India branches in Ernakulam

IFSC and your loan

When you take a loan through Oxon Fintech, the lending partner (a bank or NBFC) pays the money straight into your own bank account, so the application asks for your account number and its IFSC. Check both against your passbook or cheque book: a wrong IFSC can delay the payment. Oxon never asks for your OTP, PIN, CVV or passwords.

Data: the Reserve Bank of India's list of NEFT and RTGS bank branches, as compiled by Razorpay's open-source IFSC dataset. Bank details change from time to time (branches merge, move or close); confirm the IFSC with your bank or on your cheque book before you send money. Oxon Fintech is a loan platform, not a bank, and is not linked to the banks listed.

01 FAQ

Common questions.

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  1. The IFSC of State Bank of India's Edapally branch (Ernakulam, Kerala) is SBIN0012857.

  2. 682002045. MICR is printed at the bottom of the branch's cheques.

  3. Manjooran Towers,Toll Junction,PO Edapally North,Ernakulam District

  4. RBI's list shows this branch on NEFT, RTGS, IMPS and UPI. Use the IFSC SBIN0012857 with the beneficiary's account number.

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