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State Bank of India · Kozhikode

SBIN0012856: State Bank of India, Punnakkal

IFSC code SBIN0012856 belongs to the Punnakkal branch of State Bank of India in Kozhikode, Kerala. Its MICR code is 682002055.

IFSC
SBIN0012856
MICR
682002055
Bank
State Bank of India
Branch
Punnakkal
District
Kozhikode
State
Kerala
Phone
+914842537414

Branch address

State Bank of India
Thiruvonam Parayil Bldgs, Perandoor Road,Punnakkal, Elamakkara P O,Dist Ernakulam 6820 026

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Payment systems

SystemOn RBI's list for this branchWhat it is for
NEFTYesTransfers of any amount, settled in half-hourly batches, all day
RTGSYesLarge transfers (₹2 lakh and above), settled one by one in real time
IMPSYesInstant transfers, any time, usually for smaller amounts
UPIYesPayments by UPI ID or mobile number from apps

Reading this IFSC

SBIN is State Bank of India's bank code, the fifth character 0 is kept for future use, and 012856 is the code of the Punnakkal branch. In the MICR code 682002055, 682 is the city, 002 the bank and 055 the branch.

Other State Bank of India branches in Kozhikode

All 98 State Bank of India branches in Kozhikode

IFSC and your loan

When you take a loan through Oxon Fintech, the lending partner (a bank or NBFC) pays the money straight into your own bank account, so the application asks for your account number and its IFSC. Check both against your passbook or cheque book: a wrong IFSC can delay the payment. Oxon never asks for your OTP, PIN, CVV or passwords.

Data: the Reserve Bank of India's list of NEFT and RTGS bank branches, as compiled by Razorpay's open-source IFSC dataset. Bank details change from time to time (branches merge, move or close); confirm the IFSC with your bank or on your cheque book before you send money. Oxon Fintech is a loan platform, not a bank, and is not linked to the banks listed.

01 FAQ

Common questions.

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  1. The IFSC of State Bank of India's Punnakkal branch (Kozhikode, Kerala) is SBIN0012856.

  2. 682002055. MICR is printed at the bottom of the branch's cheques.

  3. Thiruvonam Parayil Bldgs, Perandoor Road,Punnakkal, Elamakkara P O,Dist Ernakulam 6820 026

  4. RBI's list shows this branch on NEFT, RTGS, IMPS and UPI. Use the IFSC SBIN0012856 with the beneficiary's account number.

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