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State Bank of India · Araria

SBIN0012648: State Bank of India, Raniganj

IFSC code SBIN0012648 belongs to the Raniganj branch of State Bank of India in Araria, Bihar. Its MICR code is 854002512.

IFSC
SBIN0012648
MICR
854002512
Bank
State Bank of India
Branch
Raniganj
District
Araria
State
Bihar

Branch address

State Bank of India
West Side of Sarsiforbesganj Road,Near Raniganj Thana,Dist.Araria854334

Open in a map · Pincode 854334: post offices and area

Payment systems

SystemOn RBI's list for this branchWhat it is for
NEFTYesTransfers of any amount, settled in half-hourly batches, all day
RTGSYesLarge transfers (₹2 lakh and above), settled one by one in real time
IMPSYesInstant transfers, any time, usually for smaller amounts
UPIYesPayments by UPI ID or mobile number from apps

Reading this IFSC

SBIN is State Bank of India's bank code, the fifth character 0 is kept for future use, and 012648 is the code of the Raniganj branch. In the MICR code 854002512, 854 is the city, 002 the bank and 512 the branch.

Other State Bank of India branches in Araria

IFSC and your loan

When you take a loan through Oxon Fintech, the lending partner (a bank or NBFC) pays the money straight into your own bank account, so the application asks for your account number and its IFSC. Check both against your passbook or cheque book: a wrong IFSC can delay the payment. Oxon never asks for your OTP, PIN, CVV or passwords.

Data: the Reserve Bank of India's list of NEFT and RTGS bank branches, as compiled by Razorpay's open-source IFSC dataset. Bank details change from time to time (branches merge, move or close); confirm the IFSC with your bank or on your cheque book before you send money. Oxon Fintech is a loan platform, not a bank, and is not linked to the banks listed.

01 FAQ

Common questions.

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  1. The IFSC of State Bank of India's Raniganj branch (Araria, Bihar) is SBIN0012648.

  2. 854002512. MICR is printed at the bottom of the branch's cheques.

  3. West Side of Sarsiforbesganj Road,Near Raniganj Thana,Dist.Araria854334

  4. RBI's list shows this branch on NEFT, RTGS, IMPS and UPI. Use the IFSC SBIN0012648 with the beneficiary's account number.

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