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State Bank of India · Surguja

SBIN0012327: State Bank of India, Ambikapur City

IFSC code SBIN0012327 belongs to the Ambikapur City branch of State Bank of India in Surguja, Chhattisgarh. Its MICR code is 497002004.

IFSC
SBIN0012327
MICR
497002004
Bank
State Bank of India
Branch
Ambikapur City
District
Surguja
State
Chhattisgarh

Branch address

State Bank of India
Banaras Road,Near Ambedkar Chowk,Ambikapur,Distsurguja C G 497001

Open in a map · Pincode 497001: post offices and area

Payment systems

SystemOn RBI's list for this branchWhat it is for
NEFTYesTransfers of any amount, settled in half-hourly batches, all day
RTGSYesLarge transfers (₹2 lakh and above), settled one by one in real time
IMPSYesInstant transfers, any time, usually for smaller amounts
UPIYesPayments by UPI ID or mobile number from apps

Reading this IFSC

SBIN is State Bank of India's bank code, the fifth character 0 is kept for future use, and 012327 is the code of the Ambikapur City branch. In the MICR code 497002004, 497 is the city, 002 the bank and 004 the branch.

Other State Bank of India branches in Surguja

IFSC and your loan

When you take a loan through Oxon Fintech, the lending partner (a bank or NBFC) pays the money straight into your own bank account, so the application asks for your account number and its IFSC. Check both against your passbook or cheque book: a wrong IFSC can delay the payment. Oxon never asks for your OTP, PIN, CVV or passwords.

Data: the Reserve Bank of India's list of NEFT and RTGS bank branches, as compiled by Razorpay's open-source IFSC dataset. Bank details change from time to time (branches merge, move or close); confirm the IFSC with your bank or on your cheque book before you send money. Oxon Fintech is a loan platform, not a bank, and is not linked to the banks listed.

01 FAQ

Common questions.

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  1. The IFSC of State Bank of India's Ambikapur City branch (Surguja, Chhattisgarh) is SBIN0012327.

  2. 497002004. MICR is printed at the bottom of the branch's cheques.

  3. Banaras Road,Near Ambedkar Chowk,Ambikapur,Distsurguja C G 497001

  4. RBI's list shows this branch on NEFT, RTGS, IMPS and UPI. Use the IFSC SBIN0012327 with the beneficiary's account number.

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