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State Bank of India · Sagar

SBIN0012284: State Bank of India, Sme, Saugor

IFSC code SBIN0012284 belongs to the Sme, Saugor branch of State Bank of India in Sagar, Madhya Pradesh. Its MICR code is 470002010.

IFSC
SBIN0012284
MICR
470002010
Bank
State Bank of India
Branch
Sme, Saugor
District
Sagar
State
Madhya Pradesh

Branch address

State Bank of India
Agrawal Niwas,Bhagwanganj,Sagar MP,Dist Saugor470002

Open in a map · Pincode 470002: post offices and area

Payment systems

SystemOn RBI's list for this branchWhat it is for
NEFTYesTransfers of any amount, settled in half-hourly batches, all day
RTGSYesLarge transfers (₹2 lakh and above), settled one by one in real time
IMPSYesInstant transfers, any time, usually for smaller amounts
UPIYesPayments by UPI ID or mobile number from apps

Reading this IFSC

SBIN is State Bank of India's bank code, the fifth character 0 is kept for future use, and 012284 is the code of the Sme, Saugor branch. In the MICR code 470002010, 470 is the city, 002 the bank and 010 the branch.

Other State Bank of India branches in Sagar

All 37 State Bank of India branches in Sagar

IFSC and your loan

When you take a loan through Oxon Fintech, the lending partner (a bank or NBFC) pays the money straight into your own bank account, so the application asks for your account number and its IFSC. Check both against your passbook or cheque book: a wrong IFSC can delay the payment. Oxon never asks for your OTP, PIN, CVV or passwords.

Data: the Reserve Bank of India's list of NEFT and RTGS bank branches, as compiled by Razorpay's open-source IFSC dataset. Bank details change from time to time (branches merge, move or close); confirm the IFSC with your bank or on your cheque book before you send money. Oxon Fintech is a loan platform, not a bank, and is not linked to the banks listed.

01 FAQ

Common questions.

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  1. The IFSC of State Bank of India's Sme, Saugor branch (Sagar, Madhya Pradesh) is SBIN0012284.

  2. 470002010. MICR is printed at the bottom of the branch's cheques.

  3. Agrawal Niwas,Bhagwanganj,Sagar MP,Dist Saugor470002

  4. RBI's list shows this branch on NEFT, RTGS, IMPS and UPI. Use the IFSC SBIN0012284 with the beneficiary's account number.

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