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State Bank of India · Surat

SBIN0010981: State Bank of India, Kadodara

IFSC code SBIN0010981 belongs to the Kadodara branch of State Bank of India in Surat, Gujarat. Its MICR code is 395002036.

IFSC
SBIN0010981
MICR
395002036
Bank
State Bank of India
Branch
Kadodara
District
Surat
State
Gujarat
Phone
+912622272627

Branch address

State Bank of India
Shop No 122 to 125, Swagat Complex, Tal Palsana, Dist Surat 394 327

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Payment systems

SystemOn RBI's list for this branchWhat it is for
NEFTYesTransfers of any amount, settled in half-hourly batches, all day
RTGSYesLarge transfers (₹2 lakh and above), settled one by one in real time
IMPSYesInstant transfers, any time, usually for smaller amounts
UPIYesPayments by UPI ID or mobile number from apps

Reading this IFSC

SBIN is State Bank of India's bank code, the fifth character 0 is kept for future use, and 010981 is the code of the Kadodara branch. In the MICR code 395002036, 395 is the city, 002 the bank and 036 the branch.

Other State Bank of India branches in Surat

All 116 State Bank of India branches in Surat

IFSC and your loan

When you take a loan through Oxon Fintech, the lending partner (a bank or NBFC) pays the money straight into your own bank account, so the application asks for your account number and its IFSC. Check both against your passbook or cheque book: a wrong IFSC can delay the payment. Oxon never asks for your OTP, PIN, CVV or passwords.

Data: the Reserve Bank of India's list of NEFT and RTGS bank branches, as compiled by Razorpay's open-source IFSC dataset. Bank details change from time to time (branches merge, move or close); confirm the IFSC with your bank or on your cheque book before you send money. Oxon Fintech is a loan platform, not a bank, and is not linked to the banks listed.

01 FAQ

Common questions.

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  1. The IFSC of State Bank of India's Kadodara branch (Surat, Gujarat) is SBIN0010981.

  2. 395002036. MICR is printed at the bottom of the branch's cheques.

  3. Shop No 122 to 125, Swagat Complex, Tal Palsana, Dist Surat 394 327

  4. RBI's list shows this branch on NEFT, RTGS, IMPS and UPI. Use the IFSC SBIN0010981 with the beneficiary's account number.

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