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State Bank of India · Gondiya

SBIN0008723: State Bank of India, Railtoly, Gondia

IFSC code SBIN0008723 belongs to the Railtoly, Gondia branch of State Bank of India in Gondiya, Andaman and Nicobar Islands. Its MICR code is 441002002.

IFSC
SBIN0008723
MICR
441002002
Bank
State Bank of India
Branch
Railtoly, Gondia
District
Gondiya
State
Andaman and Nicobar Islands

Branch address

State Bank of India
Dist Gondia, Maharashtra 441 614

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Payment systems

SystemOn RBI's list for this branchWhat it is for
NEFTYesTransfers of any amount, settled in half-hourly batches, all day
RTGSYesLarge transfers (₹2 lakh and above), settled one by one in real time
IMPSYesInstant transfers, any time, usually for smaller amounts
UPIYesPayments by UPI ID or mobile number from apps

Reading this IFSC

SBIN is State Bank of India's bank code, the fifth character 0 is kept for future use, and 008723 is the code of the Railtoly, Gondia branch. In the MICR code 441002002, 441 is the city, 002 the bank and 002 the branch.

IFSC and your loan

When you take a loan through Oxon Fintech, the lending partner (a bank or NBFC) pays the money straight into your own bank account, so the application asks for your account number and its IFSC. Check both against your passbook or cheque book: a wrong IFSC can delay the payment. Oxon never asks for your OTP, PIN, CVV or passwords.

Data: the Reserve Bank of India's list of NEFT and RTGS bank branches, as compiled by Razorpay's open-source IFSC dataset. Bank details change from time to time (branches merge, move or close); confirm the IFSC with your bank or on your cheque book before you send money. Oxon Fintech is a loan platform, not a bank, and is not linked to the banks listed.

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Common questions.

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  1. The IFSC of State Bank of India's Railtoly, Gondia branch (Gondiya, Andaman and Nicobar Islands) is SBIN0008723.

  2. 441002002. MICR is printed at the bottom of the branch's cheques.

  3. Dist Gondia, Maharashtra 441 614

  4. RBI's list shows this branch on NEFT, RTGS, IMPS and UPI. Use the IFSC SBIN0008723 with the beneficiary's account number.

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