SBIN0005271: State Bank of India, Sarc
IFSC code SBIN0005271 belongs to the Sarc branch of State Bank of India in Ludhiana, Punjab.
Branch address
State Bank of India
SBI Civil Lines Branchludhiana
Payment systems
| System | On RBI's list for this branch | What it is for |
|---|---|---|
| NEFT | Yes | Transfers of any amount, settled in half-hourly batches, all day |
| RTGS | Not marked | Large transfers (₹2 lakh and above), settled one by one in real time |
| IMPS | Yes | Instant transfers, any time, usually for smaller amounts |
| UPI | Yes | Payments by UPI ID or mobile number from apps |
Reading this IFSC
SBIN is State Bank of India's bank code, the fifth character 0 is kept for future use, and 005271 is the code of the Sarc branch.
Other State Bank of India branches in Ludhiana
All 123 State Bank of India branches in Ludhiana
IFSC and your loan
When you take a loan through Oxon Fintech, the lending partner (a bank or NBFC) pays the money straight into your own bank account, so the application asks for your account number and its IFSC. Check both against your passbook or cheque book: a wrong IFSC can delay the payment. Oxon never asks for your OTP, PIN, CVV or passwords.
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Data: the Reserve Bank of India's list of NEFT and RTGS bank branches, as compiled by Razorpay's open-source IFSC dataset. Bank details change from time to time (branches merge, move or close); confirm the IFSC with your bank or on your cheque book before you send money. Oxon Fintech is a loan platform, not a bank, and is not linked to the banks listed.
The IFSC of State Bank of India's Sarc branch (Ludhiana, Punjab) is SBIN0005271.
SBI Civil Lines Branchludhiana
RBI's list shows this branch on NEFT, IMPS and UPI. Use the IFSC SBIN0005271 with the beneficiary's account number.
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