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State Bank of India · Ernakulam

SBIN0005037: State Bank of India, Sme City Credit Centre

IFSC code SBIN0005037 belongs to the Sme City Credit Centre branch of State Bank of India in Ernakulam, Kerala. Its MICR code is 682002202.

IFSC
SBIN0005037
MICR
682002202
Bank
State Bank of India
Branch
Sme City Credit Centre
District
Ernakulam
State
Kerala
Phone
+914842342213

Branch address

State Bank of India
Ernakulam

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Payment systems

SystemOn RBI's list for this branchWhat it is for
NEFTYesTransfers of any amount, settled in half-hourly batches, all day
RTGSYesLarge transfers (₹2 lakh and above), settled one by one in real time
IMPSYesInstant transfers, any time, usually for smaller amounts
UPIYesPayments by UPI ID or mobile number from apps

Reading this IFSC

SBIN is State Bank of India's bank code, the fifth character 0 is kept for future use, and 005037 is the code of the Sme City Credit Centre branch. In the MICR code 682002202, 682 is the city, 002 the bank and 202 the branch.

Other State Bank of India branches in Ernakulam

All 203 State Bank of India branches in Ernakulam

IFSC and your loan

When you take a loan through Oxon Fintech, the lending partner (a bank or NBFC) pays the money straight into your own bank account, so the application asks for your account number and its IFSC. Check both against your passbook or cheque book: a wrong IFSC can delay the payment. Oxon never asks for your OTP, PIN, CVV or passwords.

Data: the Reserve Bank of India's list of NEFT and RTGS bank branches, as compiled by Razorpay's open-source IFSC dataset. Bank details change from time to time (branches merge, move or close); confirm the IFSC with your bank or on your cheque book before you send money. Oxon Fintech is a loan platform, not a bank, and is not linked to the banks listed.

01 FAQ

Common questions.

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  1. The IFSC of State Bank of India's Sme City Credit Centre branch (Ernakulam, Kerala) is SBIN0005037.

  2. 682002202. MICR is printed at the bottom of the branch's cheques.

  3. Ernakulam

  4. RBI's list shows this branch on NEFT, RTGS, IMPS and UPI. Use the IFSC SBIN0005037 with the beneficiary's account number.

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