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State Bank of India · Reasi

SBIN0003965: State Bank of India, Pouni

IFSC code SBIN0003965 belongs to the Pouni branch of State Bank of India in Reasi, Jammu and Kashmir. Its MICR code is 185002061.

IFSC
SBIN0003965
MICR
185002061
Bank
State Bank of India
Branch
Pouni
District
Reasi
State
Jammu and Kashmir

Branch address

State Bank of India
Dist Udhampur, Jammu and Kashmir 185203

Open in a map · Pincode 185203: post offices and area

Payment systems

SystemOn RBI's list for this branchWhat it is for
NEFTYesTransfers of any amount, settled in half-hourly batches, all day
RTGSYesLarge transfers (₹2 lakh and above), settled one by one in real time
IMPSYesInstant transfers, any time, usually for smaller amounts
UPIYesPayments by UPI ID or mobile number from apps

Reading this IFSC

SBIN is State Bank of India's bank code, the fifth character 0 is kept for future use, and 003965 is the code of the Pouni branch. In the MICR code 185002061, 185 is the city, 002 the bank and 061 the branch.

Other State Bank of India branches in Reasi

IFSC and your loan

When you take a loan through Oxon Fintech, the lending partner (a bank or NBFC) pays the money straight into your own bank account, so the application asks for your account number and its IFSC. Check both against your passbook or cheque book: a wrong IFSC can delay the payment. Oxon never asks for your OTP, PIN, CVV or passwords.

Data: the Reserve Bank of India's list of NEFT and RTGS bank branches, as compiled by Razorpay's open-source IFSC dataset. Bank details change from time to time (branches merge, move or close); confirm the IFSC with your bank or on your cheque book before you send money. Oxon Fintech is a loan platform, not a bank, and is not linked to the banks listed.

01 FAQ

Common questions.

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  1. The IFSC of State Bank of India's Pouni branch (Reasi, Jammu and Kashmir) is SBIN0003965.

  2. 185002061. MICR is printed at the bottom of the branch's cheques.

  3. Dist Udhampur, Jammu and Kashmir 185203

  4. RBI's list shows this branch on NEFT, RTGS, IMPS and UPI. Use the IFSC SBIN0003965 with the beneficiary's account number.

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