SBIN0003041: State Bank of India, Champanagar
IFSC code SBIN0003041 belongs to the Champanagar branch of State Bank of India in Bhagalpur, Bihar. Its MICR code is 812002009.
Branch address
State Bank of India
Bhagalpur DT Bihar State PIN 812 004
Payment systems
| System | On RBI's list for this branch | What it is for |
|---|---|---|
| NEFT | Yes | Transfers of any amount, settled in half-hourly batches, all day |
| RTGS | Yes | Large transfers (₹2 lakh and above), settled one by one in real time |
| IMPS | Yes | Instant transfers, any time, usually for smaller amounts |
| UPI | Yes | Payments by UPI ID or mobile number from apps |
Reading this IFSC
SBIN is State Bank of India's bank code, the fifth character 0 is kept for future use, and 003041 is the code of the Champanagar branch. In the MICR code 812002009, 812 is the city, 002 the bank and 009 the branch.
Other State Bank of India branches in Bhagalpur
All 44 State Bank of India branches in Bhagalpur
IFSC and your loan
When you take a loan through Oxon Fintech, the lending partner (a bank or NBFC) pays the money straight into your own bank account, so the application asks for your account number and its IFSC. Check both against your passbook or cheque book: a wrong IFSC can delay the payment. Oxon never asks for your OTP, PIN, CVV or passwords.
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Data: the Reserve Bank of India's list of NEFT and RTGS bank branches, as compiled by Razorpay's open-source IFSC dataset. Bank details change from time to time (branches merge, move or close); confirm the IFSC with your bank or on your cheque book before you send money. Oxon Fintech is a loan platform, not a bank, and is not linked to the banks listed.
The IFSC of State Bank of India's Champanagar branch (Bhagalpur, Bihar) is SBIN0003041.
812002009. MICR is printed at the bottom of the branch's cheques.
Bhagalpur DT Bihar State PIN 812 004
RBI's list shows this branch on NEFT, RTGS, IMPS and UPI. Use the IFSC SBIN0003041 with the beneficiary's account number.
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