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State Bank of India · Udhampur

SBIN0002346: State Bank of India, Garhi

IFSC code SBIN0002346 belongs to the Garhi branch of State Bank of India in Udhampur, Jammu and Kashmir. Its MICR code is 182002121.

IFSC
SBIN0002346
MICR
182002121
Bank
State Bank of India
Branch
Garhi
District
Udhampur
State
Jammu and Kashmir

Branch address

State Bank of India
Distudhampur Jammu and Kashmir 182101

Open in a map · Pincode 182101: post offices and area

Payment systems

SystemOn RBI's list for this branchWhat it is for
NEFTYesTransfers of any amount, settled in half-hourly batches, all day
RTGSYesLarge transfers (₹2 lakh and above), settled one by one in real time
IMPSYesInstant transfers, any time, usually for smaller amounts
UPIYesPayments by UPI ID or mobile number from apps

Reading this IFSC

SBIN is State Bank of India's bank code, the fifth character 0 is kept for future use, and 002346 is the code of the Garhi branch. In the MICR code 182002121, 182 is the city, 002 the bank and 121 the branch.

Other State Bank of India branches in Udhampur

IFSC and your loan

When you take a loan through Oxon Fintech, the lending partner (a bank or NBFC) pays the money straight into your own bank account, so the application asks for your account number and its IFSC. Check both against your passbook or cheque book: a wrong IFSC can delay the payment. Oxon never asks for your OTP, PIN, CVV or passwords.

Data: the Reserve Bank of India's list of NEFT and RTGS bank branches, as compiled by Razorpay's open-source IFSC dataset. Bank details change from time to time (branches merge, move or close); confirm the IFSC with your bank or on your cheque book before you send money. Oxon Fintech is a loan platform, not a bank, and is not linked to the banks listed.

01 FAQ

Common questions.

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  1. The IFSC of State Bank of India's Garhi branch (Udhampur, Jammu and Kashmir) is SBIN0002346.

  2. 182002121. MICR is printed at the bottom of the branch's cheques.

  3. Distudhampur Jammu and Kashmir 182101

  4. RBI's list shows this branch on NEFT, RTGS, IMPS and UPI. Use the IFSC SBIN0002346 with the beneficiary's account number.

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