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State Bank of India · Baikunthpur

SBIN0000449: State Bank of India, Baikunthpur

IFSC code SBIN0000449 belongs to the Baikunthpur branch of State Bank of India in Baikunthpur, Chandigarh. Its MICR code is 497002516.

IFSC
SBIN0000449
MICR
497002516
Bank
State Bank of India
Branch
Baikunthpur
District
Baikunthpur
State
Chandigarh

Branch address

State Bank of India
Dist Koriya, Chhattisgarh 497335

Open in a map · Pincode 497335: post offices and area

Payment systems

SystemOn RBI's list for this branchWhat it is for
NEFTYesTransfers of any amount, settled in half-hourly batches, all day
RTGSYesLarge transfers (₹2 lakh and above), settled one by one in real time
IMPSYesInstant transfers, any time, usually for smaller amounts
UPIYesPayments by UPI ID or mobile number from apps

Reading this IFSC

SBIN is State Bank of India's bank code, the fifth character 0 is kept for future use, and 000449 is the code of the Baikunthpur branch. In the MICR code 497002516, 497 is the city, 002 the bank and 516 the branch.

IFSC and your loan

When you take a loan through Oxon Fintech, the lending partner (a bank or NBFC) pays the money straight into your own bank account, so the application asks for your account number and its IFSC. Check both against your passbook or cheque book: a wrong IFSC can delay the payment. Oxon never asks for your OTP, PIN, CVV or passwords.

Data: the Reserve Bank of India's list of NEFT and RTGS bank branches, as compiled by Razorpay's open-source IFSC dataset. Bank details change from time to time (branches merge, move or close); confirm the IFSC with your bank or on your cheque book before you send money. Oxon Fintech is a loan platform, not a bank, and is not linked to the banks listed.

01 FAQ

Common questions.

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  1. The IFSC of State Bank of India's Baikunthpur branch (Baikunthpur, Chandigarh) is SBIN0000449.

  2. 497002516. MICR is printed at the bottom of the branch's cheques.

  3. Dist Koriya, Chhattisgarh 497335

  4. RBI's list shows this branch on NEFT, RTGS, IMPS and UPI. Use the IFSC SBIN0000449 with the beneficiary's account number.

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