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RBL Bank · Jalandhar

RATN0000545: RBL Bank, Gujral Nagar Jalandhar

IFSC code RATN0000545 belongs to the Gujral Nagar Jalandhar branch of RBL Bank in Jalandhar, Punjab. Its MICR code is 144176003.

IFSC
RATN0000545
MICR
144176003
Bank
RBL Bank
Branch
Gujral Nagar Jalandhar
District
Jalandhar
State
Punjab

Branch address

RBL Bank
Alza Tower, 2 Mahavir Marg, Gujral Nagar, Jalandhar Punjab - 144003

Open in a map · Pincode 144003: post offices and area

Payment systems

SystemOn RBI's list for this branchWhat it is for
NEFTYesTransfers of any amount, settled in half-hourly batches, all day
RTGSYesLarge transfers (₹2 lakh and above), settled one by one in real time
IMPSYesInstant transfers, any time, usually for smaller amounts
UPIYesPayments by UPI ID or mobile number from apps

Reading this IFSC

RATN is RBL Bank's bank code, the fifth character 0 is kept for future use, and 000545 is the code of the Gujral Nagar Jalandhar branch. In the MICR code 144176003, 144 is the city, 176 the bank and 003 the branch.

Other RBL Bank branches in Jalandhar

IFSC and your loan

When you take a loan through Oxon Fintech, the lending partner (a bank or NBFC) pays the money straight into your own bank account, so the application asks for your account number and its IFSC. Check both against your passbook or cheque book: a wrong IFSC can delay the payment. Oxon never asks for your OTP, PIN, CVV or passwords.

Data: the Reserve Bank of India's list of NEFT and RTGS bank branches, as compiled by Razorpay's open-source IFSC dataset. Bank details change from time to time (branches merge, move or close); confirm the IFSC with your bank or on your cheque book before you send money. Oxon Fintech is a loan platform, not a bank, and is not linked to the banks listed.

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Common questions.

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  1. The IFSC of RBL Bank's Gujral Nagar Jalandhar branch (Jalandhar, Punjab) is RATN0000545.

  2. 144176003. MICR is printed at the bottom of the branch's cheques.

  3. Alza Tower, 2 Mahavir Marg, Gujral Nagar, Jalandhar Punjab - 144003

  4. RBI's list shows this branch on NEFT, RTGS, IMPS and UPI. Use the IFSC RATN0000545 with the beneficiary's account number.

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