RATN0000538: RBL Bank, Nigdi
IFSC code RATN0000538 belongs to the Nigdi branch of RBL Bank in Pune, Chandigarh. Its MICR code is 411176028.
- IFSC
- RATN0000538
- MICR
- 411176028
- Bank
- RBL Bank
- Branch
- Nigdi
- District
- Pune
- State
- Chandigarh
Branch address
RBL Bank
Uttam Vila Plot 346 Sec 24 Ground Floor Nigdi Pune
Payment systems
| System | On RBI's list for this branch | What it is for |
|---|---|---|
| NEFT | Yes | Transfers of any amount, settled in half-hourly batches, all day |
| RTGS | Yes | Large transfers (₹2 lakh and above), settled one by one in real time |
| IMPS | Yes | Instant transfers, any time, usually for smaller amounts |
| UPI | Yes | Payments by UPI ID or mobile number from apps |
Reading this IFSC
RATN is RBL Bank's bank code, the fifth character 0 is kept for future use, and 000538 is the code of the Nigdi branch. In the MICR code 411176028, 411 is the city, 176 the bank and 028 the branch.
Other RBL Bank branches in Pune
IFSC and your loan
When you take a loan through Oxon Fintech, the lending partner (a bank or NBFC) pays the money straight into your own bank account, so the application asks for your account number and its IFSC. Check both against your passbook or cheque book: a wrong IFSC can delay the payment. Oxon never asks for your OTP, PIN, CVV or passwords.
- Personal loan and business loan — apply once, see offers from several lenders.
- EMI calculator — the monthly payment for any amount and tenure.
Data: the Reserve Bank of India's list of NEFT and RTGS bank branches, as compiled by Razorpay's open-source IFSC dataset. Bank details change from time to time (branches merge, move or close); confirm the IFSC with your bank or on your cheque book before you send money. Oxon Fintech is a loan platform, not a bank, and is not linked to the banks listed.
The IFSC of RBL Bank's Nigdi branch (Pune, Chandigarh) is RATN0000538.
411176028. MICR is printed at the bottom of the branch's cheques.
Uttam Vila Plot 346 Sec 24 Ground Floor Nigdi Pune
RBI's list shows this branch on NEFT, RTGS, IMPS and UPI. Use the IFSC RATN0000538 with the beneficiary's account number.
Ready to get started?
Pick a loan, share a few details and see the offers you may be eligible for — no obligation.
- One application
- Paperless, AA-based
- No obligation

