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RBL Bank · Shimla

RATN0000277: RBL Bank, Shimla Branch

IFSC code RATN0000277 belongs to the Shimla Branch branch of RBL Bank in Shimla, Himachal Pradesh. Its MICR code is 171176002.

IFSC
RATN0000277
MICR
171176002
Bank
RBL Bank
Branch
Shimla Branch
District
Shimla
State
Himachal Pradesh

Branch address

RBL Bank
Level1, Block B Khasran No. 159 to 165, the Mall,Shimla, Himachal Pradesh 171001

Open in a map · Pincode 171001: post offices and area

Payment systems

SystemOn RBI's list for this branchWhat it is for
NEFTYesTransfers of any amount, settled in half-hourly batches, all day
RTGSYesLarge transfers (₹2 lakh and above), settled one by one in real time
IMPSYesInstant transfers, any time, usually for smaller amounts
UPIYesPayments by UPI ID or mobile number from apps

Reading this IFSC

RATN is RBL Bank's bank code, the fifth character 0 is kept for future use, and 000277 is the code of the Shimla Branch branch. In the MICR code 171176002, 171 is the city, 176 the bank and 002 the branch.

IFSC and your loan

When you take a loan through Oxon Fintech, the lending partner (a bank or NBFC) pays the money straight into your own bank account, so the application asks for your account number and its IFSC. Check both against your passbook or cheque book: a wrong IFSC can delay the payment. Oxon never asks for your OTP, PIN, CVV or passwords.

Data: the Reserve Bank of India's list of NEFT and RTGS bank branches, as compiled by Razorpay's open-source IFSC dataset. Bank details change from time to time (branches merge, move or close); confirm the IFSC with your bank or on your cheque book before you send money. Oxon Fintech is a loan platform, not a bank, and is not linked to the banks listed.

01 FAQ

Common questions.

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  1. The IFSC of RBL Bank's Shimla Branch branch (Shimla, Himachal Pradesh) is RATN0000277.

  2. 171176002. MICR is printed at the bottom of the branch's cheques.

  3. Level1, Block B Khasran No. 159 to 165, the Mall,Shimla, Himachal Pradesh 171001

  4. RBI's list shows this branch on NEFT, RTGS, IMPS and UPI. Use the IFSC RATN0000277 with the beneficiary's account number.

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