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RBL Bank · Kapurthala

RATN0000229: RBL Bank, Phagwara Kapurthala

IFSC code RATN0000229 belongs to the Phagwara Kapurthala branch of RBL Bank in Kapurthala, Punjab. Its MICR code is 144176202.

IFSC
RATN0000229
MICR
144176202
Bank
RBL Bank
Branch
Phagwara Kapurthala
District
Kapurthala
State
Punjab

Branch address

RBL Bank
RBL Bank Limited Ground Floor City Centre Tower 338 Guru Hargobind Nagar Phagwara Pincode 144401

Open in a map · Pincode 144401: post offices and area

Payment systems

SystemOn RBI's list for this branchWhat it is for
NEFTYesTransfers of any amount, settled in half-hourly batches, all day
RTGSYesLarge transfers (₹2 lakh and above), settled one by one in real time
IMPSYesInstant transfers, any time, usually for smaller amounts
UPIYesPayments by UPI ID or mobile number from apps

Reading this IFSC

RATN is RBL Bank's bank code, the fifth character 0 is kept for future use, and 000229 is the code of the Phagwara Kapurthala branch. In the MICR code 144176202, 144 is the city, 176 the bank and 202 the branch.

IFSC and your loan

When you take a loan through Oxon Fintech, the lending partner (a bank or NBFC) pays the money straight into your own bank account, so the application asks for your account number and its IFSC. Check both against your passbook or cheque book: a wrong IFSC can delay the payment. Oxon never asks for your OTP, PIN, CVV or passwords.

Data: the Reserve Bank of India's list of NEFT and RTGS bank branches, as compiled by Razorpay's open-source IFSC dataset. Bank details change from time to time (branches merge, move or close); confirm the IFSC with your bank or on your cheque book before you send money. Oxon Fintech is a loan platform, not a bank, and is not linked to the banks listed.

01 FAQ

Common questions.

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  1. The IFSC of RBL Bank's Phagwara Kapurthala branch (Kapurthala, Punjab) is RATN0000229.

  2. 144176202. MICR is printed at the bottom of the branch's cheques.

  3. RBL Bank Limited Ground Floor City Centre Tower 338 Guru Hargobind Nagar Phagwara Pincode 144401

  4. RBI's list shows this branch on NEFT, RTGS, IMPS and UPI. Use the IFSC RATN0000229 with the beneficiary's account number.

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