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RBL Bank · Moradabad

RATN0000145: RBL Bank, Moradabad

IFSC code RATN0000145 belongs to the Moradabad branch of RBL Bank in Moradabad, Uttar Pradesh. Its MICR code is 244176002.

IFSC
RATN0000145
MICR
244176002
Bank
RBL Bank
Branch
Moradabad
District
Moradabad
State
Uttar Pradesh
Phone
+919920074414

Branch address

RBL Bank
The Ratnakar Bank Ltd,GF 1, Parsvnath Plaza Ii,Neelgiri Commercial Complex,Delhi Road, Moradabad 244001

Open in a map · Pincode 244001: post offices and area

Payment systems

SystemOn RBI's list for this branchWhat it is for
NEFTYesTransfers of any amount, settled in half-hourly batches, all day
RTGSYesLarge transfers (₹2 lakh and above), settled one by one in real time
IMPSYesInstant transfers, any time, usually for smaller amounts
UPIYesPayments by UPI ID or mobile number from apps

Reading this IFSC

RATN is RBL Bank's bank code, the fifth character 0 is kept for future use, and 000145 is the code of the Moradabad branch. In the MICR code 244176002, 244 is the city, 176 the bank and 002 the branch.

IFSC and your loan

When you take a loan through Oxon Fintech, the lending partner (a bank or NBFC) pays the money straight into your own bank account, so the application asks for your account number and its IFSC. Check both against your passbook or cheque book: a wrong IFSC can delay the payment. Oxon never asks for your OTP, PIN, CVV or passwords.

Data: the Reserve Bank of India's list of NEFT and RTGS bank branches, as compiled by Razorpay's open-source IFSC dataset. Bank details change from time to time (branches merge, move or close); confirm the IFSC with your bank or on your cheque book before you send money. Oxon Fintech is a loan platform, not a bank, and is not linked to the banks listed.

01 FAQ

Common questions.

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  1. The IFSC of RBL Bank's Moradabad branch (Moradabad, Uttar Pradesh) is RATN0000145.

  2. 244176002. MICR is printed at the bottom of the branch's cheques.

  3. The Ratnakar Bank Ltd,GF 1, Parsvnath Plaza Ii,Neelgiri Commercial Complex,Delhi Road, Moradabad 244001

  4. RBI's list shows this branch on NEFT, RTGS, IMPS and UPI. Use the IFSC RATN0000145 with the beneficiary's account number.

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