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RBL Bank · Banas Kantha

RATN0000132: RBL Bank, Deesa

IFSC code RATN0000132 belongs to the Deesa branch of RBL Bank in Banas Kantha, Gujarat. Its MICR code is 385176031.

IFSC
RATN0000132
MICR
385176031
Bank
RBL Bank
Branch
Deesa
District
Banas Kantha
State
Gujarat
Phone
+919727075599

Branch address

RBL Bank
The Ratnakar Bank Ltd,9 10, Kiran Complex,Near Gayatri Mandir,Highway Road,Deesa 385535

Open in a map · Pincode 385535: post offices and area

Payment systems

SystemOn RBI's list for this branchWhat it is for
NEFTYesTransfers of any amount, settled in half-hourly batches, all day
RTGSYesLarge transfers (₹2 lakh and above), settled one by one in real time
IMPSYesInstant transfers, any time, usually for smaller amounts
UPIYesPayments by UPI ID or mobile number from apps

Reading this IFSC

RATN is RBL Bank's bank code, the fifth character 0 is kept for future use, and 000132 is the code of the Deesa branch. In the MICR code 385176031, 385 is the city, 176 the bank and 031 the branch.

IFSC and your loan

When you take a loan through Oxon Fintech, the lending partner (a bank or NBFC) pays the money straight into your own bank account, so the application asks for your account number and its IFSC. Check both against your passbook or cheque book: a wrong IFSC can delay the payment. Oxon never asks for your OTP, PIN, CVV or passwords.

Data: the Reserve Bank of India's list of NEFT and RTGS bank branches, as compiled by Razorpay's open-source IFSC dataset. Bank details change from time to time (branches merge, move or close); confirm the IFSC with your bank or on your cheque book before you send money. Oxon Fintech is a loan platform, not a bank, and is not linked to the banks listed.

01 FAQ

Common questions.

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  1. The IFSC of RBL Bank's Deesa branch (Banas Kantha, Gujarat) is RATN0000132.

  2. 385176031. MICR is printed at the bottom of the branch's cheques.

  3. The Ratnakar Bank Ltd,9 10, Kiran Complex,Near Gayatri Mandir,Highway Road,Deesa 385535

  4. RBI's list shows this branch on NEFT, RTGS, IMPS and UPI. Use the IFSC RATN0000132 with the beneficiary's account number.

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