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RBL Bank · Kolhapur

RATN0000045: RBL Bank, Unchagaon

IFSC code RATN0000045 belongs to the Unchagaon branch of RBL Bank in Kolhapur, Maharashtra. Its MICR code is 416176006.

IFSC
RATN0000045
MICR
416176006
Bank
RBL Bank
Branch
Unchagaon
District
Kolhapur
State
Maharashtra
Phone
+912312605682

Branch address

RBL Bank
The Ratnakar Bank Ltd.,Seema Pride Shop No.101 102,A/P Uchagaon,Tal Karveer,Dist Kolhapur 416005

Open in a map · Pincode 416005: post offices and area

Payment systems

SystemOn RBI's list for this branchWhat it is for
NEFTYesTransfers of any amount, settled in half-hourly batches, all day
RTGSYesLarge transfers (₹2 lakh and above), settled one by one in real time
IMPSYesInstant transfers, any time, usually for smaller amounts
UPIYesPayments by UPI ID or mobile number from apps

Reading this IFSC

RATN is RBL Bank's bank code, the fifth character 0 is kept for future use, and 000045 is the code of the Unchagaon branch. In the MICR code 416176006, 416 is the city, 176 the bank and 006 the branch.

Other RBL Bank branches in Kolhapur

IFSC and your loan

When you take a loan through Oxon Fintech, the lending partner (a bank or NBFC) pays the money straight into your own bank account, so the application asks for your account number and its IFSC. Check both against your passbook or cheque book: a wrong IFSC can delay the payment. Oxon never asks for your OTP, PIN, CVV or passwords.

Data: the Reserve Bank of India's list of NEFT and RTGS bank branches, as compiled by Razorpay's open-source IFSC dataset. Bank details change from time to time (branches merge, move or close); confirm the IFSC with your bank or on your cheque book before you send money. Oxon Fintech is a loan platform, not a bank, and is not linked to the banks listed.

01 FAQ

Common questions.

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  1. The IFSC of RBL Bank's Unchagaon branch (Kolhapur, Maharashtra) is RATN0000045.

  2. 416176006. MICR is printed at the bottom of the branch's cheques.

  3. The Ratnakar Bank Ltd.,Seema Pride Shop No.101 102,A/P Uchagaon,Tal Karveer,Dist Kolhapur 416005

  4. RBI's list shows this branch on NEFT, RTGS, IMPS and UPI. Use the IFSC RATN0000045 with the beneficiary's account number.

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