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Punjab Gramin Bank · Kapurthala

PUNB0PGB003: Punjab Gramin Bank, Punjab Gramin Bank Imps

IFSC code PUNB0PGB003 belongs to the Punjab Gramin Bank Imps branch of Punjab Gramin Bank in Kapurthala, Maharashtra. Its MICR code is 144809252.

IFSC
PUNB0PGB003
MICR
144809252
Bank
Punjab Gramin Bank
Branch
Punjab Gramin Bank Imps
District
Kapurthala
State
Maharashtra

Branch address

Punjab Gramin Bank
Neft Centralized Processing Centre for Punjab Gramin Bank,Jalandhar Roadkapurthalapin 144601

Open in a map · Pincode 144601: post offices and area

Payment systems

SystemOn RBI's list for this branchWhat it is for
NEFTYesTransfers of any amount, settled in half-hourly batches, all day
RTGSYesLarge transfers (₹2 lakh and above), settled one by one in real time
IMPSYesInstant transfers, any time, usually for smaller amounts
UPIYesPayments by UPI ID or mobile number from apps

Reading this IFSC

PUNB is Punjab Gramin Bank's bank code, the fifth character 0 is kept for future use, and PGB003 is the code of the Punjab Gramin Bank Imps branch. In the MICR code 144809252, 144 is the city, 809 the bank and 252 the branch.

IFSC and your loan

When you take a loan through Oxon Fintech, the lending partner (a bank or NBFC) pays the money straight into your own bank account, so the application asks for your account number and its IFSC. Check both against your passbook or cheque book: a wrong IFSC can delay the payment. Oxon never asks for your OTP, PIN, CVV or passwords.

Data: the Reserve Bank of India's list of NEFT and RTGS bank branches, as compiled by Razorpay's open-source IFSC dataset. Bank details change from time to time (branches merge, move or close); confirm the IFSC with your bank or on your cheque book before you send money. Oxon Fintech is a loan platform, not a bank, and is not linked to the banks listed.

01 FAQ

Common questions.

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  1. The IFSC of Punjab Gramin Bank's Punjab Gramin Bank Imps branch (Kapurthala, Maharashtra) is PUNB0PGB003.

  2. 144809252. MICR is printed at the bottom of the branch's cheques.

  3. Neft Centralized Processing Centre for Punjab Gramin Bank,Jalandhar Roadkapurthalapin 144601

  4. RBI's list shows this branch on NEFT, RTGS, IMPS and UPI. Use the IFSC PUNB0PGB003 with the beneficiary's account number.

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