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Punjab National Bank · Nainital

PUNB0996400: Punjab National Bank, Bhowali

IFSC code PUNB0996400 belongs to the Bhowali branch of Punjab National Bank in Nainital, Uttarakhand. Its MICR code is 263024304.

IFSC
PUNB0996400
MICR
263024304
Bank
Punjab National Bank
Branch
Bhowali
District
Nainital
State
Uttarakhand
Phone
+918171031963

Branch address

Punjab National Bank
Bhowali, Ranikhet Road Bhowali Uttaranchal 263132

Open in a map · Pincode 263132: post offices and area

Payment systems

SystemOn RBI's list for this branchWhat it is for
NEFTYesTransfers of any amount, settled in half-hourly batches, all day
RTGSYesLarge transfers (₹2 lakh and above), settled one by one in real time
IMPSYesInstant transfers, any time, usually for smaller amounts
UPIYesPayments by UPI ID or mobile number from apps

Reading this IFSC

PUNB is Punjab National Bank's bank code, the fifth character 0 is kept for future use, and 996400 is the code of the Bhowali branch. In the MICR code 263024304, 263 is the city, 024 the bank and 304 the branch.

Other Punjab National Bank branches in Nainital

IFSC and your loan

When you take a loan through Oxon Fintech, the lending partner (a bank or NBFC) pays the money straight into your own bank account, so the application asks for your account number and its IFSC. Check both against your passbook or cheque book: a wrong IFSC can delay the payment. Oxon never asks for your OTP, PIN, CVV or passwords.

Data: the Reserve Bank of India's list of NEFT and RTGS bank branches, as compiled by Razorpay's open-source IFSC dataset. Bank details change from time to time (branches merge, move or close); confirm the IFSC with your bank or on your cheque book before you send money. Oxon Fintech is a loan platform, not a bank, and is not linked to the banks listed.

01 FAQ

Common questions.

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  1. The IFSC of Punjab National Bank's Bhowali branch (Nainital, Uttarakhand) is PUNB0996400.

  2. 263024304. MICR is printed at the bottom of the branch's cheques.

  3. Bhowali, Ranikhet Road Bhowali Uttaranchal 263132

  4. RBI's list shows this branch on NEFT, RTGS, IMPS and UPI. Use the IFSC PUNB0996400 with the beneficiary's account number.

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