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Punjab National Bank · Shimla

PUNB0982900: Punjab National Bank, Saraswati Nagar

IFSC code PUNB0982900 belongs to the Saraswati Nagar branch of Punjab National Bank in Shimla, Himachal Pradesh. Its MICR code is 171024041.

IFSC
PUNB0982900
MICR
171024041
Bank
Punjab National Bank
Branch
Saraswati Nagar
District
Shimla
State
Himachal Pradesh
Phone
+917697323419

Branch address

Punjab National Bank
Vill Saraswati Nagar,Post Office Hatkoti Teh Jubbal Dist Shimla Hatko Himachal Pradesh 171206

Open in a map · Pincode 171206: post offices and area

Payment systems

SystemOn RBI's list for this branchWhat it is for
NEFTYesTransfers of any amount, settled in half-hourly batches, all day
RTGSYesLarge transfers (₹2 lakh and above), settled one by one in real time
IMPSYesInstant transfers, any time, usually for smaller amounts
UPIYesPayments by UPI ID or mobile number from apps

Reading this IFSC

PUNB is Punjab National Bank's bank code, the fifth character 0 is kept for future use, and 982900 is the code of the Saraswati Nagar branch. In the MICR code 171024041, 171 is the city, 024 the bank and 041 the branch.

Other Punjab National Bank branches in Shimla

All 62 Punjab National Bank branches in Shimla

IFSC and your loan

When you take a loan through Oxon Fintech, the lending partner (a bank or NBFC) pays the money straight into your own bank account, so the application asks for your account number and its IFSC. Check both against your passbook or cheque book: a wrong IFSC can delay the payment. Oxon never asks for your OTP, PIN, CVV or passwords.

Data: the Reserve Bank of India's list of NEFT and RTGS bank branches, as compiled by Razorpay's open-source IFSC dataset. Bank details change from time to time (branches merge, move or close); confirm the IFSC with your bank or on your cheque book before you send money. Oxon Fintech is a loan platform, not a bank, and is not linked to the banks listed.

01 FAQ

Common questions.

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  1. The IFSC of Punjab National Bank's Saraswati Nagar branch (Shimla, Himachal Pradesh) is PUNB0982900.

  2. 171024041. MICR is printed at the bottom of the branch's cheques.

  3. Vill Saraswati Nagar,Post Office Hatkoti Teh Jubbal Dist Shimla Hatko Himachal Pradesh 171206

  4. RBI's list shows this branch on NEFT, RTGS, IMPS and UPI. Use the IFSC PUNB0982900 with the beneficiary's account number.

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