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Punjab National Bank · Kathua

PUNB0981200: Punjab National Bank, Ghagwal

IFSC code PUNB0981200 belongs to the Ghagwal branch of Punjab National Bank in Kathua, Jammu and Kashmir. Its MICR code is 180024044.

IFSC
PUNB0981200
MICR
180024044
Bank
Punjab National Bank
Branch
Ghagwal
District
Kathua
State
Jammu and Kashmir
Phone
+919419535492

Branch address

Punjab National Bank
Punjab National Bank Ghagwal Dist Samba Jammu Jammu and Kashmir 184141

Open in a map · Pincode 184141: post offices and area

Payment systems

SystemOn RBI's list for this branchWhat it is for
NEFTYesTransfers of any amount, settled in half-hourly batches, all day
RTGSYesLarge transfers (₹2 lakh and above), settled one by one in real time
IMPSYesInstant transfers, any time, usually for smaller amounts
UPIYesPayments by UPI ID or mobile number from apps

Reading this IFSC

PUNB is Punjab National Bank's bank code, the fifth character 0 is kept for future use, and 981200 is the code of the Ghagwal branch. In the MICR code 180024044, 180 is the city, 024 the bank and 044 the branch.

Other Punjab National Bank branches in Kathua

IFSC and your loan

When you take a loan through Oxon Fintech, the lending partner (a bank or NBFC) pays the money straight into your own bank account, so the application asks for your account number and its IFSC. Check both against your passbook or cheque book: a wrong IFSC can delay the payment. Oxon never asks for your OTP, PIN, CVV or passwords.

Data: the Reserve Bank of India's list of NEFT and RTGS bank branches, as compiled by Razorpay's open-source IFSC dataset. Bank details change from time to time (branches merge, move or close); confirm the IFSC with your bank or on your cheque book before you send money. Oxon Fintech is a loan platform, not a bank, and is not linked to the banks listed.

01 FAQ

Common questions.

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  1. The IFSC of Punjab National Bank's Ghagwal branch (Kathua, Jammu and Kashmir) is PUNB0981200.

  2. 180024044. MICR is printed at the bottom of the branch's cheques.

  3. Punjab National Bank Ghagwal Dist Samba Jammu Jammu and Kashmir 184141

  4. RBI's list shows this branch on NEFT, RTGS, IMPS and UPI. Use the IFSC PUNB0981200 with the beneficiary's account number.

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