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Punjab National Bank · Surat

PUNB0895800: Punjab National Bank, Utran

IFSC code PUNB0895800 belongs to the Utran branch of Punjab National Bank in Surat, Gujarat. Its MICR code is 395024020.

IFSC
PUNB0895800
MICR
395024020
Bank
Punjab National Bank
Branch
Utran
District
Surat
State
Gujarat
Phone
+919898071756

Branch address

Punjab National Bank
PNB 1st Floor Shop No 101-106 Royal Square Vip Circle Gujarat Surat 394105

Open in a map · Pincode 394105: post offices and area

Payment systems

SystemOn RBI's list for this branchWhat it is for
NEFTYesTransfers of any amount, settled in half-hourly batches, all day
RTGSYesLarge transfers (₹2 lakh and above), settled one by one in real time
IMPSYesInstant transfers, any time, usually for smaller amounts
UPIYesPayments by UPI ID or mobile number from apps

Reading this IFSC

PUNB is Punjab National Bank's bank code, the fifth character 0 is kept for future use, and 895800 is the code of the Utran branch. In the MICR code 395024020, 395 is the city, 024 the bank and 020 the branch.

Other Punjab National Bank branches in Surat

All 54 Punjab National Bank branches in Surat

IFSC and your loan

When you take a loan through Oxon Fintech, the lending partner (a bank or NBFC) pays the money straight into your own bank account, so the application asks for your account number and its IFSC. Check both against your passbook or cheque book: a wrong IFSC can delay the payment. Oxon never asks for your OTP, PIN, CVV or passwords.

Data: the Reserve Bank of India's list of NEFT and RTGS bank branches, as compiled by Razorpay's open-source IFSC dataset. Bank details change from time to time (branches merge, move or close); confirm the IFSC with your bank or on your cheque book before you send money. Oxon Fintech is a loan platform, not a bank, and is not linked to the banks listed.

01 FAQ

Common questions.

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  1. The IFSC of Punjab National Bank's Utran branch (Surat, Gujarat) is PUNB0895800.

  2. 395024020. MICR is printed at the bottom of the branch's cheques.

  3. PNB 1st Floor Shop No 101-106 Royal Square Vip Circle Gujarat Surat 394105

  4. RBI's list shows this branch on NEFT, RTGS, IMPS and UPI. Use the IFSC PUNB0895800 with the beneficiary's account number.

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