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Punjab National Bank · Ratnagiri

PUNB0783600: Punjab National Bank, Ratnagiri

IFSC code PUNB0783600 belongs to the Ratnagiri branch of Punjab National Bank in Ratnagiri, Maharashtra. Its MICR code is 415024051.

IFSC
PUNB0783600
MICR
415024051
Bank
Punjab National Bank
Branch
Ratnagiri
District
Ratnagiri
State
Maharashtra

Branch address

Punjab National Bank
Aadinath Paradise Opp ICICI Bank

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Payment systems

SystemOn RBI's list for this branchWhat it is for
NEFTYesTransfers of any amount, settled in half-hourly batches, all day
RTGSYesLarge transfers (₹2 lakh and above), settled one by one in real time
IMPSYesInstant transfers, any time, usually for smaller amounts
UPIYesPayments by UPI ID or mobile number from apps

Reading this IFSC

PUNB is Punjab National Bank's bank code, the fifth character 0 is kept for future use, and 783600 is the code of the Ratnagiri branch. In the MICR code 415024051, 415 is the city, 024 the bank and 051 the branch.

Other Punjab National Bank branches in Ratnagiri

IFSC and your loan

When you take a loan through Oxon Fintech, the lending partner (a bank or NBFC) pays the money straight into your own bank account, so the application asks for your account number and its IFSC. Check both against your passbook or cheque book: a wrong IFSC can delay the payment. Oxon never asks for your OTP, PIN, CVV or passwords.

Data: the Reserve Bank of India's list of NEFT and RTGS bank branches, as compiled by Razorpay's open-source IFSC dataset. Bank details change from time to time (branches merge, move or close); confirm the IFSC with your bank or on your cheque book before you send money. Oxon Fintech is a loan platform, not a bank, and is not linked to the banks listed.

01 FAQ

Common questions.

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  1. The IFSC of Punjab National Bank's Ratnagiri branch (Ratnagiri, Maharashtra) is PUNB0783600.

  2. 415024051. MICR is printed at the bottom of the branch's cheques.

  3. Aadinath Paradise Opp ICICI Bank

  4. RBI's list shows this branch on NEFT, RTGS, IMPS and UPI. Use the IFSC PUNB0783600 with the beneficiary's account number.

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