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Punjab National Bank · Vaicom, Kerala

PUNB0749800: Punjab National Bank, Vaikom, Kerala

IFSC code PUNB0749800 belongs to the Vaikom, Kerala branch of Punjab National Bank in Vaicom, Kerala, Kerala. Its MICR code is 686024602.

IFSC
PUNB0749800
MICR
686024602
Bank
Punjab National Bank
Branch
Vaikom, Kerala
District
Vaicom, Kerala
State
Kerala

Branch address

Punjab National Bank
Bldg.No.7/427,Opp.Vasanassery Temple,

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Payment systems

SystemOn RBI's list for this branchWhat it is for
NEFTYesTransfers of any amount, settled in half-hourly batches, all day
RTGSYesLarge transfers (₹2 lakh and above), settled one by one in real time
IMPSYesInstant transfers, any time, usually for smaller amounts
UPIYesPayments by UPI ID or mobile number from apps

Reading this IFSC

PUNB is Punjab National Bank's bank code, the fifth character 0 is kept for future use, and 749800 is the code of the Vaikom, Kerala branch. In the MICR code 686024602, 686 is the city, 024 the bank and 602 the branch.

IFSC and your loan

When you take a loan through Oxon Fintech, the lending partner (a bank or NBFC) pays the money straight into your own bank account, so the application asks for your account number and its IFSC. Check both against your passbook or cheque book: a wrong IFSC can delay the payment. Oxon never asks for your OTP, PIN, CVV or passwords.

Data: the Reserve Bank of India's list of NEFT and RTGS bank branches, as compiled by Razorpay's open-source IFSC dataset. Bank details change from time to time (branches merge, move or close); confirm the IFSC with your bank or on your cheque book before you send money. Oxon Fintech is a loan platform, not a bank, and is not linked to the banks listed.

01 FAQ

Common questions.

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  1. The IFSC of Punjab National Bank's Vaikom, Kerala branch (Vaicom, Kerala, Kerala) is PUNB0749800.

  2. 686024602. MICR is printed at the bottom of the branch's cheques.

  3. Bldg.No.7/427,Opp.Vasanassery Temple,

  4. RBI's list shows this branch on NEFT, RTGS, IMPS and UPI. Use the IFSC PUNB0749800 with the beneficiary's account number.

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