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Punjab National Bank · Balrampur

PUNB0732100: Punjab National Bank, Balrampur

IFSC code PUNB0732100 belongs to the Balrampur branch of Punjab National Bank in Balrampur, Chhattisgarh. Its MICR code is 494024504.

IFSC
PUNB0732100
MICR
494024504
Bank
Punjab National Bank
Branch
Balrampur
District
Balrampur
State
Chhattisgarh

Branch address

Punjab National Bank
Punjab National Bank

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Payment systems

SystemOn RBI's list for this branchWhat it is for
NEFTYesTransfers of any amount, settled in half-hourly batches, all day
RTGSYesLarge transfers (₹2 lakh and above), settled one by one in real time
IMPSYesInstant transfers, any time, usually for smaller amounts
UPIYesPayments by UPI ID or mobile number from apps

Reading this IFSC

PUNB is Punjab National Bank's bank code, the fifth character 0 is kept for future use, and 732100 is the code of the Balrampur branch. In the MICR code 494024504, 494 is the city, 024 the bank and 504 the branch.

Other Punjab National Bank branches in Balrampur

IFSC and your loan

When you take a loan through Oxon Fintech, the lending partner (a bank or NBFC) pays the money straight into your own bank account, so the application asks for your account number and its IFSC. Check both against your passbook or cheque book: a wrong IFSC can delay the payment. Oxon never asks for your OTP, PIN, CVV or passwords.

Data: the Reserve Bank of India's list of NEFT and RTGS bank branches, as compiled by Razorpay's open-source IFSC dataset. Bank details change from time to time (branches merge, move or close); confirm the IFSC with your bank or on your cheque book before you send money. Oxon Fintech is a loan platform, not a bank, and is not linked to the banks listed.

01 FAQ

Common questions.

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  1. The IFSC of Punjab National Bank's Balrampur branch (Balrampur, Chhattisgarh) is PUNB0732100.

  2. 494024504. MICR is printed at the bottom of the branch's cheques.

  3. Punjab National Bank

  4. RBI's list shows this branch on NEFT, RTGS, IMPS and UPI. Use the IFSC PUNB0732100 with the beneficiary's account number.

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