PUNB0643600: Punjab National Bank, Lohaghat
IFSC code PUNB0643600 belongs to the Lohaghat branch of Punjab National Bank in Champawat, Uttarakhand. Its MICR code is 262024651.
- IFSC
- PUNB0643600
- MICR
- 262024651
- Branch
- Lohaghat
- District
- Champawat
- State
- Uttarakhand
Branch address
Punjab National Bank
Dak Bungalow Road,Lohaghat
Payment systems
| System | On RBI's list for this branch | What it is for |
|---|---|---|
| NEFT | Yes | Transfers of any amount, settled in half-hourly batches, all day |
| RTGS | Yes | Large transfers (₹2 lakh and above), settled one by one in real time |
| IMPS | Yes | Instant transfers, any time, usually for smaller amounts |
| UPI | Yes | Payments by UPI ID or mobile number from apps |
Reading this IFSC
PUNB is Punjab National Bank's bank code, the fifth character 0 is kept for future use, and 643600 is the code of the Lohaghat branch. In the MICR code 262024651, 262 is the city, 024 the bank and 651 the branch.
Other Punjab National Bank branches in Champawat
IFSC and your loan
When you take a loan through Oxon Fintech, the lending partner (a bank or NBFC) pays the money straight into your own bank account, so the application asks for your account number and its IFSC. Check both against your passbook or cheque book: a wrong IFSC can delay the payment. Oxon never asks for your OTP, PIN, CVV or passwords.
- Personal loan and business loan — apply once, see offers from several lenders.
- EMI calculator — the monthly payment for any amount and tenure.
Data: the Reserve Bank of India's list of NEFT and RTGS bank branches, as compiled by Razorpay's open-source IFSC dataset. Bank details change from time to time (branches merge, move or close); confirm the IFSC with your bank or on your cheque book before you send money. Oxon Fintech is a loan platform, not a bank, and is not linked to the banks listed.
The IFSC of Punjab National Bank's Lohaghat branch (Champawat, Uttarakhand) is PUNB0643600.
262024651. MICR is printed at the bottom of the branch's cheques.
Dak Bungalow Road,Lohaghat
RBI's list shows this branch on NEFT, RTGS, IMPS and UPI. Use the IFSC PUNB0643600 with the beneficiary's account number.
Ready to get started?
Pick a loan, share a few details and see the offers you may be eligible for — no obligation.
- One application
- Paperless, AA-based
- No obligation

