Call us +91 87968 84759wecare@oxonfintech.comMon–Sat, 10am–7pm ISTGurugram, Haryana
Punjab National Bank · Handwara ,JK

PUNB0612400: Punjab National Bank, Handwara ,JK

IFSC code PUNB0612400 belongs to the Handwara ,JK branch of Punjab National Bank in Handwara ,JK, Jammu and Kashmir. Its MICR code is 193024301.

IFSC
PUNB0612400
MICR
193024301
Bank
Punjab National Bank
Branch
Handwara ,JK
District
Handwara ,JK
State
Jammu and Kashmir

Branch address

Punjab National Bank
Shivjee Mandir Building

Open in a map

Payment systems

SystemOn RBI's list for this branchWhat it is for
NEFTYesTransfers of any amount, settled in half-hourly batches, all day
RTGSYesLarge transfers (₹2 lakh and above), settled one by one in real time
IMPSYesInstant transfers, any time, usually for smaller amounts
UPIYesPayments by UPI ID or mobile number from apps

Reading this IFSC

PUNB is Punjab National Bank's bank code, the fifth character 0 is kept for future use, and 612400 is the code of the Handwara ,JK branch. In the MICR code 193024301, 193 is the city, 024 the bank and 301 the branch.

IFSC and your loan

When you take a loan through Oxon Fintech, the lending partner (a bank or NBFC) pays the money straight into your own bank account, so the application asks for your account number and its IFSC. Check both against your passbook or cheque book: a wrong IFSC can delay the payment. Oxon never asks for your OTP, PIN, CVV or passwords.

Data: the Reserve Bank of India's list of NEFT and RTGS bank branches, as compiled by Razorpay's open-source IFSC dataset. Bank details change from time to time (branches merge, move or close); confirm the IFSC with your bank or on your cheque book before you send money. Oxon Fintech is a loan platform, not a bank, and is not linked to the banks listed.

01 FAQ

Common questions.

Can't find what you're looking for? Our team is happy to help.

Contact us
  1. The IFSC of Punjab National Bank's Handwara ,JK branch (Handwara ,JK, Jammu and Kashmir) is PUNB0612400.

  2. 193024301. MICR is printed at the bottom of the branch's cheques.

  3. Shivjee Mandir Building

  4. RBI's list shows this branch on NEFT, RTGS, IMPS and UPI. Use the IFSC PUNB0612400 with the beneficiary's account number.

Ready to get started?

Pick a loan, share a few details and see the offers you may be eligible for — no obligation.

  • One application
  • Paperless, AA-based
  • No obligation