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Punjab National Bank · South Andamans

PUNB0594300: Punjab National Bank, Garacharma

IFSC code PUNB0594300 belongs to the Garacharma branch of Punjab National Bank in South Andamans, Andaman and Nicobar Islands. Its MICR code is 744024003.

IFSC
PUNB0594300
MICR
744024003
Bank
Punjab National Bank
Branch
Garacharma
District
South Andamans
State
Andaman and Nicobar Islands

Branch address

Punjab National Bank
Bathubhasti, Garacharma Port Blair Andaman and Nicobar

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Payment systems

SystemOn RBI's list for this branchWhat it is for
NEFTYesTransfers of any amount, settled in half-hourly batches, all day
RTGSYesLarge transfers (₹2 lakh and above), settled one by one in real time
IMPSYesInstant transfers, any time, usually for smaller amounts
UPIYesPayments by UPI ID or mobile number from apps

Reading this IFSC

PUNB is Punjab National Bank's bank code, the fifth character 0 is kept for future use, and 594300 is the code of the Garacharma branch. In the MICR code 744024003, 744 is the city, 024 the bank and 003 the branch.

Other Punjab National Bank branches in South Andamans

IFSC and your loan

When you take a loan through Oxon Fintech, the lending partner (a bank or NBFC) pays the money straight into your own bank account, so the application asks for your account number and its IFSC. Check both against your passbook or cheque book: a wrong IFSC can delay the payment. Oxon never asks for your OTP, PIN, CVV or passwords.

Data: the Reserve Bank of India's list of NEFT and RTGS bank branches, as compiled by Razorpay's open-source IFSC dataset. Bank details change from time to time (branches merge, move or close); confirm the IFSC with your bank or on your cheque book before you send money. Oxon Fintech is a loan platform, not a bank, and is not linked to the banks listed.

01 FAQ

Common questions.

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  1. The IFSC of Punjab National Bank's Garacharma branch (South Andamans, Andaman and Nicobar Islands) is PUNB0594300.

  2. 744024003. MICR is printed at the bottom of the branch's cheques.

  3. Bathubhasti, Garacharma Port Blair Andaman and Nicobar

  4. RBI's list shows this branch on NEFT, RTGS, IMPS and UPI. Use the IFSC PUNB0594300 with the beneficiary's account number.

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