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Punjab National Bank · Rayagada

PUNB0480000: Punjab National Bank, Raygada

IFSC code PUNB0480000 belongs to the Raygada branch of Punjab National Bank in Rayagada, Odisha. Its MICR code is 765024002.

IFSC
PUNB0480000
MICR
765024002
Bank
Punjab National Bank
Branch
Raygada
District
Rayagada
State
Odisha

Branch address

Punjab National Bank
Station Road, Gajapati Junction

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Payment systems

SystemOn RBI's list for this branchWhat it is for
NEFTYesTransfers of any amount, settled in half-hourly batches, all day
RTGSYesLarge transfers (₹2 lakh and above), settled one by one in real time
IMPSYesInstant transfers, any time, usually for smaller amounts
UPIYesPayments by UPI ID or mobile number from apps

Reading this IFSC

PUNB is Punjab National Bank's bank code, the fifth character 0 is kept for future use, and 480000 is the code of the Raygada branch. In the MICR code 765024002, 765 is the city, 024 the bank and 002 the branch.

Other Punjab National Bank branches in Rayagada

IFSC and your loan

When you take a loan through Oxon Fintech, the lending partner (a bank or NBFC) pays the money straight into your own bank account, so the application asks for your account number and its IFSC. Check both against your passbook or cheque book: a wrong IFSC can delay the payment. Oxon never asks for your OTP, PIN, CVV or passwords.

Data: the Reserve Bank of India's list of NEFT and RTGS bank branches, as compiled by Razorpay's open-source IFSC dataset. Bank details change from time to time (branches merge, move or close); confirm the IFSC with your bank or on your cheque book before you send money. Oxon Fintech is a loan platform, not a bank, and is not linked to the banks listed.

01 FAQ

Common questions.

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  1. The IFSC of Punjab National Bank's Raygada branch (Rayagada, Odisha) is PUNB0480000.

  2. 765024002. MICR is printed at the bottom of the branch's cheques.

  3. Station Road, Gajapati Junction

  4. RBI's list shows this branch on NEFT, RTGS, IMPS and UPI. Use the IFSC PUNB0480000 with the beneficiary's account number.

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