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Punjab National Bank · Udhampur

PUNB0475200: Punjab National Bank, Army Public School Udhampur

IFSC code PUNB0475200 belongs to the Army Public School Udhampur branch of Punjab National Bank in Udhampur, Jammu and Kashmir. Its MICR code is 182024003.

IFSC
PUNB0475200
MICR
182024003
Bank
Punjab National Bank
Branch
Army Public School Udhampur
District
Udhampur
State
Jammu and Kashmir

Branch address

Punjab National Bank
Army Public School

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Payment systems

SystemOn RBI's list for this branchWhat it is for
NEFTYesTransfers of any amount, settled in half-hourly batches, all day
RTGSYesLarge transfers (₹2 lakh and above), settled one by one in real time
IMPSYesInstant transfers, any time, usually for smaller amounts
UPIYesPayments by UPI ID or mobile number from apps

Reading this IFSC

PUNB is Punjab National Bank's bank code, the fifth character 0 is kept for future use, and 475200 is the code of the Army Public School Udhampur branch. In the MICR code 182024003, 182 is the city, 024 the bank and 003 the branch.

Other Punjab National Bank branches in Udhampur

IFSC and your loan

When you take a loan through Oxon Fintech, the lending partner (a bank or NBFC) pays the money straight into your own bank account, so the application asks for your account number and its IFSC. Check both against your passbook or cheque book: a wrong IFSC can delay the payment. Oxon never asks for your OTP, PIN, CVV or passwords.

Data: the Reserve Bank of India's list of NEFT and RTGS bank branches, as compiled by Razorpay's open-source IFSC dataset. Bank details change from time to time (branches merge, move or close); confirm the IFSC with your bank or on your cheque book before you send money. Oxon Fintech is a loan platform, not a bank, and is not linked to the banks listed.

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Common questions.

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  1. The IFSC of Punjab National Bank's Army Public School Udhampur branch (Udhampur, Jammu and Kashmir) is PUNB0475200.

  2. 182024003. MICR is printed at the bottom of the branch's cheques.

  3. Army Public School

  4. RBI's list shows this branch on NEFT, RTGS, IMPS and UPI. Use the IFSC PUNB0475200 with the beneficiary's account number.

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