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Punjab National Bank · Udupi

PUNB0451400: Punjab National Bank, Udipi

IFSC code PUNB0451400 belongs to the Udipi branch of Punjab National Bank in Udupi, Karnataka. Its MICR code is 576024002.

IFSC
PUNB0451400
MICR
576024002
Bank
Punjab National Bank
Branch
Udipi
District
Udupi
State
Karnataka

Branch address

Punjab National Bank
Devesh Kunjibettu, Udipi-Manipal Road

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Payment systems

SystemOn RBI's list for this branchWhat it is for
NEFTYesTransfers of any amount, settled in half-hourly batches, all day
RTGSYesLarge transfers (₹2 lakh and above), settled one by one in real time
IMPSYesInstant transfers, any time, usually for smaller amounts
UPIYesPayments by UPI ID or mobile number from apps

Reading this IFSC

PUNB is Punjab National Bank's bank code, the fifth character 0 is kept for future use, and 451400 is the code of the Udipi branch. In the MICR code 576024002, 576 is the city, 024 the bank and 002 the branch.

Other Punjab National Bank branches in Udupi

IFSC and your loan

When you take a loan through Oxon Fintech, the lending partner (a bank or NBFC) pays the money straight into your own bank account, so the application asks for your account number and its IFSC. Check both against your passbook or cheque book: a wrong IFSC can delay the payment. Oxon never asks for your OTP, PIN, CVV or passwords.

Data: the Reserve Bank of India's list of NEFT and RTGS bank branches, as compiled by Razorpay's open-source IFSC dataset. Bank details change from time to time (branches merge, move or close); confirm the IFSC with your bank or on your cheque book before you send money. Oxon Fintech is a loan platform, not a bank, and is not linked to the banks listed.

01 FAQ

Common questions.

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  1. The IFSC of Punjab National Bank's Udipi branch (Udupi, Karnataka) is PUNB0451400.

  2. 576024002. MICR is printed at the bottom of the branch's cheques.

  3. Devesh Kunjibettu, Udipi-Manipal Road

  4. RBI's list shows this branch on NEFT, RTGS, IMPS and UPI. Use the IFSC PUNB0451400 with the beneficiary's account number.

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