PUNB0450700: Punjab National Bank, Ludhiana, Raj Guru Nagar
IFSC code PUNB0450700 belongs to the Ludhiana, Raj Guru Nagar branch of Punjab National Bank in Ludhiana, Punjab. Its MICR code is 141024040.
Branch address
Punjab National Bank
Raj Guru Nagar
Payment systems
| System | On RBI's list for this branch | What it is for |
|---|---|---|
| NEFT | Yes | Transfers of any amount, settled in half-hourly batches, all day |
| RTGS | Yes | Large transfers (₹2 lakh and above), settled one by one in real time |
| IMPS | Yes | Instant transfers, any time, usually for smaller amounts |
| UPI | Yes | Payments by UPI ID or mobile number from apps |
Reading this IFSC
PUNB is Punjab National Bank's bank code, the fifth character 0 is kept for future use, and 450700 is the code of the Ludhiana, Raj Guru Nagar branch. In the MICR code 141024040, 141 is the city, 024 the bank and 040 the branch.
Other Punjab National Bank branches in Ludhiana
All 158 Punjab National Bank branches in Ludhiana
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Data: the Reserve Bank of India's list of NEFT and RTGS bank branches, as compiled by Razorpay's open-source IFSC dataset. Bank details change from time to time (branches merge, move or close); confirm the IFSC with your bank or on your cheque book before you send money. Oxon Fintech is a loan platform, not a bank, and is not linked to the banks listed.
The IFSC of Punjab National Bank's Ludhiana, Raj Guru Nagar branch (Ludhiana, Punjab) is PUNB0450700.
141024040. MICR is printed at the bottom of the branch's cheques.
Raj Guru Nagar
RBI's list shows this branch on NEFT, RTGS, IMPS and UPI. Use the IFSC PUNB0450700 with the beneficiary's account number.
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