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Punjab National Bank · Ludhiana

PUNB0445000: Punjab National Bank, Ludhiana Sunder Nagar

IFSC code PUNB0445000 belongs to the Ludhiana Sunder Nagar branch of Punjab National Bank in Ludhiana, Punjab. Its MICR code is 141024039.

IFSC
PUNB0445000
MICR
141024039
Bank
Punjab National Bank
Branch
Ludhiana Sunder Nagar
District
Ludhiana
State
Punjab

Branch address

Punjab National Bank
Main Road Sunder Nagar

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Payment systems

SystemOn RBI's list for this branchWhat it is for
NEFTYesTransfers of any amount, settled in half-hourly batches, all day
RTGSYesLarge transfers (₹2 lakh and above), settled one by one in real time
IMPSYesInstant transfers, any time, usually for smaller amounts
UPIYesPayments by UPI ID or mobile number from apps

Reading this IFSC

PUNB is Punjab National Bank's bank code, the fifth character 0 is kept for future use, and 445000 is the code of the Ludhiana Sunder Nagar branch. In the MICR code 141024039, 141 is the city, 024 the bank and 039 the branch.

Other Punjab National Bank branches in Ludhiana

All 158 Punjab National Bank branches in Ludhiana

IFSC and your loan

When you take a loan through Oxon Fintech, the lending partner (a bank or NBFC) pays the money straight into your own bank account, so the application asks for your account number and its IFSC. Check both against your passbook or cheque book: a wrong IFSC can delay the payment. Oxon never asks for your OTP, PIN, CVV or passwords.

Data: the Reserve Bank of India's list of NEFT and RTGS bank branches, as compiled by Razorpay's open-source IFSC dataset. Bank details change from time to time (branches merge, move or close); confirm the IFSC with your bank or on your cheque book before you send money. Oxon Fintech is a loan platform, not a bank, and is not linked to the banks listed.

01 FAQ

Common questions.

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  1. The IFSC of Punjab National Bank's Ludhiana Sunder Nagar branch (Ludhiana, Punjab) is PUNB0445000.

  2. 141024039. MICR is printed at the bottom of the branch's cheques.

  3. Main Road Sunder Nagar

  4. RBI's list shows this branch on NEFT, RTGS, IMPS and UPI. Use the IFSC PUNB0445000 with the beneficiary's account number.

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