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Punjab National Bank · Jagatdal, Pagana,North West Bengal

PUNB0442700: Punjab National Bank, Jagatdal

IFSC code PUNB0442700 belongs to the Jagatdal branch of Punjab National Bank in Jagatdal, Pagana,North West Bengal, West Bengal. Its MICR code is 700024094.

IFSC
PUNB0442700
MICR
700024094
Bank
Punjab National Bank
Branch
Jagatdal
District
Jagatdal, Pagana,North West Bengal
State
West Bengal

Branch address

Punjab National Bank
15/1 and 15/2, West Ghoshpara Road

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Payment systems

SystemOn RBI's list for this branchWhat it is for
NEFTYesTransfers of any amount, settled in half-hourly batches, all day
RTGSYesLarge transfers (₹2 lakh and above), settled one by one in real time
IMPSYesInstant transfers, any time, usually for smaller amounts
UPIYesPayments by UPI ID or mobile number from apps

Reading this IFSC

PUNB is Punjab National Bank's bank code, the fifth character 0 is kept for future use, and 442700 is the code of the Jagatdal branch. In the MICR code 700024094, 700 is the city, 024 the bank and 094 the branch.

IFSC and your loan

When you take a loan through Oxon Fintech, the lending partner (a bank or NBFC) pays the money straight into your own bank account, so the application asks for your account number and its IFSC. Check both against your passbook or cheque book: a wrong IFSC can delay the payment. Oxon never asks for your OTP, PIN, CVV or passwords.

Data: the Reserve Bank of India's list of NEFT and RTGS bank branches, as compiled by Razorpay's open-source IFSC dataset. Bank details change from time to time (branches merge, move or close); confirm the IFSC with your bank or on your cheque book before you send money. Oxon Fintech is a loan platform, not a bank, and is not linked to the banks listed.

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  1. The IFSC of Punjab National Bank's Jagatdal branch (Jagatdal, Pagana,North West Bengal, West Bengal) is PUNB0442700.

  2. 700024094. MICR is printed at the bottom of the branch's cheques.

  3. 15/1 and 15/2, West Ghoshpara Road

  4. RBI's list shows this branch on NEFT, RTGS, IMPS and UPI. Use the IFSC PUNB0442700 with the beneficiary's account number.

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