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Punjab National Bank · Kalikavu ,Kerala

PUNB0428100: Punjab National Bank, Kalikavu

IFSC code PUNB0428100 belongs to the Kalikavu branch of Punjab National Bank in Kalikavu ,Kerala, Kerala. Its MICR code is 679024802.

IFSC
PUNB0428100
MICR
679024802
Bank
Punjab National Bank
Branch
Kalikavu
District
Kalikavu ,Kerala
State
Kerala

Branch address

Punjab National Bank
Wandoor Road

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Payment systems

SystemOn RBI's list for this branchWhat it is for
NEFTYesTransfers of any amount, settled in half-hourly batches, all day
RTGSYesLarge transfers (₹2 lakh and above), settled one by one in real time
IMPSYesInstant transfers, any time, usually for smaller amounts
UPIYesPayments by UPI ID or mobile number from apps

Reading this IFSC

PUNB is Punjab National Bank's bank code, the fifth character 0 is kept for future use, and 428100 is the code of the Kalikavu branch. In the MICR code 679024802, 679 is the city, 024 the bank and 802 the branch.

IFSC and your loan

When you take a loan through Oxon Fintech, the lending partner (a bank or NBFC) pays the money straight into your own bank account, so the application asks for your account number and its IFSC. Check both against your passbook or cheque book: a wrong IFSC can delay the payment. Oxon never asks for your OTP, PIN, CVV or passwords.

Data: the Reserve Bank of India's list of NEFT and RTGS bank branches, as compiled by Razorpay's open-source IFSC dataset. Bank details change from time to time (branches merge, move or close); confirm the IFSC with your bank or on your cheque book before you send money. Oxon Fintech is a loan platform, not a bank, and is not linked to the banks listed.

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Common questions.

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  1. The IFSC of Punjab National Bank's Kalikavu branch (Kalikavu ,Kerala, Kerala) is PUNB0428100.

  2. 679024802. MICR is printed at the bottom of the branch's cheques.

  3. Wandoor Road

  4. RBI's list shows this branch on NEFT, RTGS, IMPS and UPI. Use the IFSC PUNB0428100 with the beneficiary's account number.

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